Retail
How to Choose the Right Credit Card Terminal
As a business, you have four main ways to accept credit card payments: Swipe slots attached to your cashier’s till Portable electronic keypads Mobile phone software Payment portals on your website Depending on the kind of business you run, you can pick and choose, or you can simply sign up for all of them. But…
Read MorePayment Processing Integration Can Help Your Business
The first and most obvious benefit of integrating payment processing with accounting and other business applications will save you time and money, and more importantly reduce potentially costly errors. Through reports generated you will also get a better overview of your business. If you are manually entering and reconciling payments to billing, you are wasting…
Read MoreGive Your Business a Real Advantage simply by Accepting Multiple Forms of Payment
When human beings first discovered trade, we mainly used the barter system. It worked for a while, but was cumbersome because products were often bulky and there wasn’t always a clear way to estimate value. With time, we progressed into standard forms of exchange like beads, salt, precious metals, and eventually cash. In the 21st…
Read MoreWhat Equipment do I Need to Open a Merchant Account?
Opening a merchant card service account has little to do with what equipment you have initially, and more to do with what type of business you run, your customer base and your market risk standing. As with any long-term service, you will complete an application form that will include certain relevant information and will be…
Read MoreMoving Your Small Business to a Fully-Integrated Point-of-Sale System
Does Your Small Business Need to Move to a Fully-Integrated Point-of-Sale System, and How Do You Begin? Many business owners prefer to start small and scale gradually. It reduces the amount of capital they need to begin, and it buffers them against unmanageable losses. However, just because you’re running a small business doesn’t mean you…
Read MoreWhat is a Merchant Account Service and Why Should I Use it?
A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…
Read MoreWhy are EMV Cards More Secure than Traditional Cards?
Decades ago, credit cards were a luxury item that were only possessed by the top tier of society. Nowadays, cards are more popular than cash. And, in addition to credit cards, consumers are becoming increasingly comfortable with debit cards. These cards can be used to withdraw cash from ATMs, but often, they’re used to make…
Read MoreWhat are EMV Cards and Who Needs to Use Them?
If you glance at your credit card or debit card, you may notice something different about it, versus the cards you remember from not too long ago. On the back, you can probably see the standard black magnetic strip. If your card is newer, you might also see a new small metallic chip somewhere at…
Read MoreWorried about Accepting Credit Card Payments? Use Charge.com!
Have you been taken in by rumors that accepting credit card payments is not worthwhile because merchant account service provider fees are too high, or that you will have to implement costly equipment or software to your business? Did they also tell you that application processes are long and tedious and that small businesses can’t…
Read MoreWhat Options do I Have in Credit Card Machines?
So you’ve decided to start accepting credit cards at your store. You’ve picked the right merchant account service, you’re happy with the fees it offers, and now it’s time to choose a credit card machine. However, you’re not sure what your choices are, and which machine is best suited for your business. Point-of-sale terminals, as…
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