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What Equipment do I Need to Open a Merchant Account?

Opening a merchant card service account has little to do with what equipment you have initially, and more to do with what type of business you run, your customer base and your market risk standing. As with any long-term service, you will complete an application form that will include certain relevant information and will be…

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What is a Merchant Account Service and Why Should I Use it?

A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…

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Why are EMV Cards More Secure than Traditional Cards?

Decades ago, credit cards were a luxury item that were only possessed by the top tier of society. Nowadays, cards are more popular than cash. And, in addition to credit cards, consumers are becoming increasingly comfortable with debit cards. These cards can be used to withdraw cash from ATMs, but often, they’re used to make…

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What are EMV Cards and Who Needs to Use Them?

If you glance at your credit card or debit card, you may notice something different about it, versus the cards you remember from not too long ago. On the back, you can probably see the standard black magnetic strip. If your card is newer, you might also see a new small metallic chip somewhere at…

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Worried about Accepting Credit Card Payments? Use Charge.com!

Have you been taken in by rumors that accepting credit card payments is not worthwhile because merchant account service provider fees are too high, or that you will have to implement costly equipment or software to your business? Did they also tell you that application processes are long and tedious and that small businesses can’t…

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What Options do I Have in Credit Card Machines?

So you’ve decided to start accepting credit cards at your store. You’ve picked the right merchant account service, you’re happy with the fees it offers, and now it’s time to choose a credit card machine. However, you’re not sure what your choices are, and which machine is best suited for your business. Point-of-sale terminals, as…

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Charge.com Keeps Colorado Merchants on Cloud Nine

High above the rest of the Lower 48 floats the beautiful state of Colorado. It is home to almost half of the majestic Rocky Mountain Range which contain some of the tallest summits in the western half of the contiguous United States, including the indomitable Mount Elbert, Pikes Peak, and Longs Peak. Nature is not…

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