Merchant Services Account

We Offer Unbeatable Rates Backed Up by Charge.com’s Low Cost Assurance Program

Charge.com is committed to bringing you the highest level of service and the latest state-of-the-art equipment and software at the lowest possible cost, backed up by our $200 Low Cost Assurance. We’re so confident Charge.com has the lowest merchant account costs that we will pay you $200 if we can't beat any competitor's deal.  See Low Cost Assurance Program details.

Just take a look below at how Charge.com compares with the competition:

Service Industry Standard Charge.com
Merchant Account Application Fee
$95-$250
Non-Refundable
$0.00
Debit and Credit Card Processing Setup Fee
$49 – $150
$0.00
Checks by Web, Phone, and Fax:
Allows you to accept checks via the Internet, phone, or fax.
$300
$0.00
iPhone/iPad/iPod, Android & Blackberry Apps
Not Available
$0.00
Web Shopping Cart
$300
$0.00
Programming Charge
$50-$95
$0.00
Discover Setup Fee
$25-$50
$0.00
American Express Setup Fee
$25-$50
$0.00
Typical Approval Time
1 – 2 weeks
Instant approvals
Customer Support Hours
8am-8pm Monday-Friday
24 hours per day
7 days per week
Discount Rate
1.9% to 2.9%
As low as 0.25%
Transaction Fee
20-35 cents
As low as 15 cents

Accept Credit Cards with Charge.com's Low Cost Assurance Program

Charge.com understands your business is unique.  But other merchant services typically take a one-size-fits-all approach and will give you a rate quote before they even know anything about your business.  This can ultimately lead to you getting set up with a business credit card processing solution that does not work well for you.  Charge.com account managers actually take the time to consult with you and learn about the needs and details of your business.  A personalized approach means the quote you receive will be for the processing solution that is right for your business.  And all of Charge.com's rate quotes come with our Low Cost Assurance.  Our personalized approach is just one of the reasons why Charge.com has been rated the #1 merchant account provider six years in a row and why we have received the highest possible ratings from AOL and Apple!

Charge.com is committed to bringing you the highest level of service and the latest state-of-the-art credit card terminals, software, and merchant services at the lowest possible cost, backed up by our $200 Low Cost Assurance. We’re so confident Charge.com has the lowest costs that we will pay you $200 if we can't beat your current deal or beat any competitor's deal*. Learn for yourself why Charge.com is #1. To get a free quote backed by our Low Cost Assurance, click here.

All Charge.com merchants also receive these great features:

  • No Setup Fee
  • No Long-Term Contract Commitment, No Cancellation Fee
  • Free Checks by Web, Phone and Fax Software
  • Free Credit Card Processing Smartphone App for Android and iPhone/iPad
  • Free Card Reader for Phones and Tablets
  • Free Credit Card Terminal with built-in Printer
  • Free Authorize.Net Setup
  • Same-Day Approval
  • 24/7/365 live, toll-free phone support

“Signing up with Charge.com was the best business move I’ve ever made. In exchange for practically no money, sales immediately went up by 1000%. I challenge everyone to find a better investment than that.”

– David Nixon
Chancellor Vaporizers | West Palm Beach, Florida

“After having tried the others, I’m quickly finding out that Charge.com really is the ***BEST*** credit card processing system there is. I’d like to come back.” 

– John Long
Professional One Limousine | Valparaiso, Indiana

I searched extensively for weeks for the best deal for my own merchant account and Charge.com was it! Easy to understand, easy html to paste into my site, and easy on the wallet!”

– Patrick Brumm
2 Fires Studios, Inc. | Fort Lauderdale, FL