Why Merchant Accounts are Essential

The reason for opening a merchant account for your business extends beyond the acceptance of payment by credit or debit cards, but that in itself is an excellent reason to start with. Customers want to have payment options and are no longer willing to pay with cash. Check payments carry a risk for you as…

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Benefits of Selling Online

Traditional stores are convenient in certain situations. While shopping online offers a wider variety of color and style options, nothing beats the sensory pleasure of, say, fabric on your skin or trying on a garment and experiencing how it makes you feel. There is also the excitement of leaving the house and mingling with other…

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Using Mobile Phones for Credit Card Processing

Trade is essential for any society, and having a simple means of exchange makes life easier for everyone. Cash is a great way to place a workable value on goods and services. However, it does have some challenges. It’s bulky, especially for expensive purchases. And with more and more people switching to credit cards, it’s…

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Types of Internet Processing Software

If you already have an established online business you may feel that you have all the software you need. You have an internet connection, a website that is designed for online retail and a computer. If you are looking at incorporating credit and debit card payments into your online payment options that is a very…

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What is a QR Code and Do You Need One?

A Quick Response code or QR code is the trademark for a two-dimensional barcode first designed in Japan. A barcode is a machine readable optical label that contains information about an item to which it is attached. A QR code uses four standardized encoding modes about the item – numeric, alphanumeric, byte/binary and kanji (modern…

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Checking Whether a Credit Card is Valid

As a merchant, you generally want to check to see whether a credit card is good before you turn over services or merchandise.  This is especially important for online businesses.  Merchant card processing services can offer web-based software that integrates with your website back-end and is linked to your shopping cart and checkout options. This…

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What Else Can a Merchant Account Do?

A merchant account offers you much more than just the benefit of accepting credit and debit card payments. Utilize you merchant account to the full by incorporating the other value-added services merchant card service providers offer. Merchant card service providers can integrate your payment system with your accounting system via software. This integration immediately allocates…

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How to Choose the Right Credit Card Terminal

As a business, you have four main ways to accept credit card payments: Swipe slots attached to your cashier’s till Portable electronic keypads Mobile phone software Payment portals on your website Depending on the kind of business you run, you can pick and choose, or you can simply sign up for all of them. But…

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Generating a 90-Day Profit Statement

A profit statement, also known as a profit and loss statement (P & L), is one of a number of financial statements that you bank could call for to assess your business’s financial position. A 90-day profit statement is a short-term snap-shot of how profitable your business trading was during a 3 month period. A…

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ACH and e-Check Processing

To get ACH and e-Check processing services from your merchant service provider, you will have to put in an application that will require much the same information as was required when you applied to accept credit card payments. This will include all your business details, your Federal Tax ID and your estimated processing volumes. This…

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