eCheck and ACH Processing

Charge.com Provides eCheck and ACH Processing with Same-Day Funding

Charge.com is proud to be a leading merchant account provider. We’re even more excited about also being a leading provider of ACH processing and eCheck processing. Even high-risk businesses that may struggle to be approved by other processors can qualify for Charge.com's extremely low rates.

Charge.com's eCheck processing accounts come with both a virtual terminal and website API. The virtual terminal enables you to manually key in check orders taken over the phone, and the website API allows your customers to safely key in their check payments at your website.

Charge.com proudly offers these ACH and eCheck processing services to high-risk businesses. If you are looking to accept checks over the phone or via the internet for a high-risk business, then you have probably learned the hard way that most other electronic check processors are very restrictive in the types of businesses they are willing to approve. In fact, the vast majority of eCheck processors reject all high-risk merchants in general.

However, Charge.com is here with the best high-risk eCheck service available. Our fees are low, making this an extremely affordable method for accepting payments online or over the phone. Best of all, merchants can receive their funds on the day check sales are entered.

Are you in need of the most secure and reliable ACH and eCheck processing?  If so, call 1-888-924-2743, get a free quote, or contact us now to get started today!

eCheck Payment Processing for Any Type of High-Risk Businesses

Charge.com offers ACH and eCheck services to virtually any legal business, including these high-risk businesses:

  • Annual Memberships
  • Adult Websites/Novelties
  • Alcohol Sales via Internet and Phone
  • Animals by Mail
  • Auctions
  • Bad Credit
  • Bail Bonds – Card Not Present
  • Business Opportunity
  • Cigars/Cigarettes
  • Collections Agencies
  • Continuity (free-trials, negative option/opt-out billing)
  • Credit Repair/Credit Counseling
  • Currency Exchange (FOREX, Bitcoins, quasi-cash)
  • Daily Deal Coupon Websites (like groupon.com, livingsocial.com, etc.)
  • Dating Websites and Services
  • Debt Reduction/Debt Consolidation
  • Discount Medical Cards/Memberships
  • Donations
  • eBay Merchants
  • eBooks/Digital Downloads
  • Electronic Cigarettes (E-Cigarettes) and Accessories
  • Escort Agencies
  • Extended Warranties
  • File Sharing/Cloud Hosting
  • Financial Services
  • Firearms/Weapons
  • Furniture/Home Décor
  • Gift Certificates/Gift Cards
  • Hotel Reservations
  • Investing Advice - Stock Tips/Trading Software
  • Large Ticket Sizes
  • Legal Services
  • Magazine Subscriptions
  • Medical Services
  • Multi-Level Marketing (MLM)
  • Non-Accredited Degrees
  • Nutraceuticals/Dietary Supplements
  • Pharmacy
  • Penny Auctions
  • Precious Metals and Jewelry
  • Prepaid Phone Cards
  • Property Rentals
  • Psychics
  • Remote PC Technical Support
  • Search Engine Marketing (SEO, PPC, etc.)
  • Sports Picks and Handicapping
  • Stun Guns/Personal Defense
  • Tax Debt Reduction
  • Tickets to Shows/Events (advanced booking)
  • Timeshare Sales and Advertising
  • TMF Merchants
  • Tobacco Products
  • Travel Services
  • Video Streaming
  • Warranty Services
  • Web Hosting
  • Vacation Rentals

In addition to approving high-risk merchants, our eCheck services are also perfect for low-risk merchants. No matter what type of business you own, Charge.com looks forward to working with you. For your eCheck merchant accounts and eCheck payment processing needs, even if you’re a high-risk business, Charge.com is here for you!

Get started with Charge.com’s ACH and eCheck high-risk processing services by calling 1-888-924-2743, getting a quote, or contacting us today.