eCheck and ACH Processing
Charge.com Provides ACH and eCheck Processing with Same-Day Funding — Even to High-Risk Businesses!
Are you an ISO or sales agent? If so, Click Here to learn about our eCheck and merchant account reseller programs.
You may already know that Charge.com is a leading merchant account provider. But did you know that Charge.com is also a leading provider of ACH processing and eCheck processing? Even high risk businesses that can't be approved by other processors can qualify for Charge.com's extremely low rates.
Charge.com's eCheck processing accounts come with both a virtual terminal and website API. The virtual terminal enables you to manually key in check orders taken over the phone, while the website API allows your customers to key in their check payments at your website.
Charge.com proudly offers these ACH and eCheck services to high risk businesses. If you are looking to accept checks over the phone or via the Internet for a high-risk business, then you have probably learned the hard way that most other electronic check processors are very restrictive in the types of businesses they are willing to approve. In fact, the vast majority of eCheck processors reject all high risk merchants, outright.
Charge.com has come to the rescue with the best high risk eCheck service available anywhere. The fees are very low, making it an extremely affordable method to accept payments online or over the phone. Best of all, merchants can receive their funds on the same day the check sales are entered. Nobody offers faster eCheck funding than Charge.com.
Charge.com offers high risk ACH and e-Check services to virtually any legal business, including these high risk businesses:
- Annual Memberships
- Adult Websites/Novelties
- Alcohol Sales via Internet and Phone
- Animals by Mail
- Bad Credit
- Bail Bonds – Card Not Present
- Business Opportunity
- Collections Agencies
- Continuity (free-trials, negative option/opt-out billing)
- Credit Repair/Credit Counseling
- Currency Exchange (FOREX, Bitcoins, quasi-cash)
- Daily Deal Coupon Websites (like groupon.com, livingsocial.com, etc.)
- Dating Websites and Services
- Debt Reduction/Debt Consolidation
- Discount Medical Cards/Memberships
- eBay Merchants
- eBooks/Digital Downloads
- Electronic Cigarettes (E-Cigarettes) and Accessories
- Escort Agencies
- Extended Warranties
- File Sharing/Cloud Hosting
- Financial Services
- Furniture/Home Décor
- Gift Certificates/Gift Cards
- Hotel Reservations
- Investing Advice - Stock Tips/Trading Software
- Large Ticket Sizes
- Legal Services
- Magazine Subscriptions
- Medical Services
- Multi-Level Marketing (MLM)
- Non-Accredited Degrees
- Nutraceuticals/Dietary Supplements
- Penny Auctions
- Precious Metals and Jewelry
- Prepaid Phone Cards
- Property Rentals
- Remote PC Technical Support
- Search Engine Marketing (SEO, PPC, etc.)
- Sports Picks and Handicapping
- Stun Guns/Personal Defense
- Tax Debt Reduction
- Tickets to Shows/Events (advanced booking)
- Timeshare Sales and Advertising
- TMF Merchants
- Tobacco Products
- Travel Services
- Video Streaming
- Warranty Services
- Web Hosting
- Vacation Rentals
In addition to approving high risk merchants, our eCheck services are also perfect for low risk merchants.
Charge.com’s eCheck rates are exceptionally low, even for high risk merchants. Just submit the form below to get a custom quote and start accepting eChecks for your business.