Internet Merchant Account Provider
Give Your Customers the Ability to Buy Products or Services Online
Internet merchant accounts are a necessity if you want to offer customers the ability to pay for your products or services online using a debit or credit card. A merchant account is a bank that enables the account holder to accept credit cards as payment from customers. Getting an internet merchant account doesn’t have to be hard, even though some processing companies want to make it that way. Charge.com is dedicated to providing not only competitive pricing but also the best and most secure payment processing solutions for your e-commerce website.
With our Free Terminal Program, Charge.com will set you up with a payment gateway along with a Virtual Terminal (our web-based internet credit card processing terminal) absolutely FREE. Click here to sign up for our internet merchant services now.
If you are new to the world of e-commerce and online transactions, it is important to familiarize yourself with the different elements of online credit card processing, including online merchant accounts and payment gateways. Payment gateways are the online equivalent of a point-of-sale terminal. All e-commerce websites need a payment gateway to conduct real-time credit card processing. When using a payment gateway for a web merchant, there is no physical hardware needed for processing credit card payments.
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Payment Processing Website Integration
Integrated and automated payment processing is an important element of operating an e-commerce website. To make the sales process as smooth and seamless as possible, it is ideal to have an integrated payment solution in order to streamline the customers’ experience and increase the efficiency of your business.
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Secure Payment Processing
Security is paramount when it comes to online payment processing, and at Charge.com, we provide the most secure credit card processing environment possible. In order to maximize your sales, you need to make your customers feel secure when submitting their credit card information at your website.
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How Does an Internet Merchant Account Work?
At this point, you may still be wondering how an internet merchant account works. Basically, it functions in a similar fashion to a traditional, offline merchant account, although there are more capabilities involved. In order to obtain an internet merchant account, you need to work with a provider. Your provider should give you all the equipment and technology you need in order to be able to accept credit and debit card payments online or even with a remote terminal.
When a customer offers payment with a card, that card’s information is entered into a processing unit, whether it’s an online interface or by way of a handheld card terminal. The payment information is recorded and the funds are then directed to an account in which the funds will typically sit for 1-2 business days until the payments are fully processed and authorized. After that happens, the business owner can then realize those funds.
There are typically fees associated with an internet merchant account, and unlike in years past before advances in technology made this possible, business owners can access the data relating to credit or debit card payments on a real-time basis.
If you’re ready to either start accepting payments by way of an internet merchant account or you’re looking for a better way to do so, Charge.com is here to help. We’ll work with you to get the setup in place that you need and we’ll be there for you when you need our help or input along the way. Contact us today to learn more.