Why is Charge.com the best fit for your business?

We'll help you capture sales, increase revenue, and do it all at an affordable price

Don’t lose another sale because you don’t take credit cards. Online and mail-order businesses that don’t offer shoppers a credit card payment option lose over 80% of their impulse sales. Accepting credit cards will give your customers the confidence to order without hesitation. Charge.com will assign to you one of our experienced account specialists who will carefully walk you through the simple process of becoming a credit card merchant. Credit card processing that is simple to use, safe, and convenient for both you and your customers is not difficult to come by at Charge.com.

No Application Fee

We waive your bank application fee, so applying costs you nothing; other companies charge $250 or more, just to look at your application. What’s more, our approval rate is one of the highest in the industry. With us, you can be sure that your business will be accepting credit cards in practically no time. Click here to apply right now.

Free Software

This service allows you to accept checks from your customers over the phone, by fax, or through the Internet via email or the World Wide Web. We have the ideal services and credit card machine for your business. Other companies charge up to $300.00 or more to set up this service. We set up the service for you absolutely free, just for applying.

Affordable Prices

For the guaranteed lowest price1 available, you can get your own user friendly credit card processing system. Charge.com offers three different options for processing credit cards. You can choose Real-Time processing with a Virtual Terminal, computer ecommerce software for either PC or Macintosh, or an electronic keypad terminal.

We offer the best rates in the industry—as low as 0.25%

You can even click here to compare our rates with those of other companies. We can approve all business types including Internet, phone order, mail order, mobile/wireless, and retail merchants. We are approving businesses just like yours every day.

We Approve:

  • Mail Order
  • Phone Order
  • Home-Based
  • Online Business
  • Retail Business
  • Service Business
  • Professional
  • Restaurants
  • High Risk

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Low Cost Guarantee

We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.

In order to take advantage of the low cost guarantee, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.

We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.

This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.