If you are an E entrepreneur with an e-commerce store, you probably need a Merchant Account provided by a processor with your best interest at heart. Allowing customers the ability to pay using their debit or credit card is not only great business sense, but also expected by e-commerce shoppers.
During the last few years, the web has gained an inextinguishable predominance in our lives, making it an immensely promising platform for retail businesses to connect with their target customers. However, in order to succeed in the objective and garner the trust of target customers, retailers need a reliable and efficient e-commerce credit card processing solution. That ispreciselywhat we promise. Leveraging extensive experience in the payment processing business, we have created a solution that abolishes all common hurdles faced by online retail entities.
Gone are the days when you had to use multiple systems to manage transactions from different channels. Charge.com presents to you an all-in-one e-commerce merchant processing solution that enables you to monitor and manage transactions from diverse touch points with exceptional ease, including your e-commerce website. Hence, if you leverage multiple procurement channels to sell your solutions, you get to save a substantial amount of money as you are no longer required to hire multiple providers for payment processing.
How is the credit card payment is processed?
Ecommerce credit card processing is one of the most valuable services that you need to take if you are establishing an online business portal. You will have stopped more than 80% of your total sales if you do not accept the credit cards or online purchase. To accept online payments, you need to establish a secure gateway and deal with a reliable payment processing called the 'third party'. If you do this, you will not only have a successful online business, but also save yourself and your customer from any fraudulent act associated with the credit card and its use.
After the payment gateway is established you are ready to accept the credit card for the business in exchange for the goods and the services offered by your website. When the customer uses the card, the information about the credit card will pass to the processor through the secure internet connection. Credit card processing services is simply data routing that happens to occur while the customer uses his card to purchase. After the information reaches the network, the client's credit card gets debited, and the business account of your online shop is credited with the same amount. However, the gateway will charge some amount of money for the service offered.
Thus, ecommerce credit card processing is a substantial way to welcome a number of customers into your fold. Secure payment gateway means secure transaction and the secure transaction will drive more customer into the business. After all, they are looking for an easy and safe way to make the business transaction.
Reliable E-commerce Credit Card Processing
Payment processing is a pivotal component of your retail website, and therefore, it becomes essential to ensure that the solution you use promises unimpeachable security. At Charge.com, we completely understand the significance to ensure complete security of your customer data. That is the reason every transaction you process through our solution is SSL secured, guaranteeing unimpeachable data security. That is one of the reasons Charge.com is a trusted name for e-commerce credit card processing.
Need More Reasons to Choose Us?
Zero Setup and Application Fee
Round the Clock Technical Support
Free Software and Card Terminal
Free E-commerce Shopping Cart
Reasonable Processing Fees
No Hidden Charges
SSL Secured Transactions
FDIC Insured Funds
To summarize, it would be safe to say that if you are looking for a reliable e-commerce credit card processing solution without having to break the bank, your search ends at Charge.com!
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Low Cost Assurance
We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.
In order to take advantage of the low cost assurance, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.
We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.
This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.
Payment processing in ecommerce works by routing a customer's card payment through a secure gateway to a processor and acquiring bank for authorization with the issuing bank, then settling funds to the merchant account, protected by encryption and fraud checks.
What is ecommerce payment processing?
E-commerce payment processing is the secure transmission and authorization of online credit/debit card payments via gateways and merchant accounts, enabling businesses to accept, verify and settle transactions while protecting data with encryption and fraud prevention.
How does ecommerce payment processing work?
How ecommerce payment processing works: a customer enters card details, a payment gateway encrypts and sends the transaction to the processor and card network for authorization; once approved, funds settle into the merchant account and receipts are issued.
How to process credit card payments on my ecommerce store?
Processing credit card payments on your ecommerce store involves choosing a merchant account and PCI-compliant payment gateway, integrating via plugin or API, enabling SSL and fraud protection, and offering transparent fees and reliable support.
How do I set up Charge.com payment services?
Setting up Charge.com payment services involves creating a merchant account, verifying business details, choosing an integration (API, hosted gateway, or plugin), configuring SSL and payment settings, running sandbox tests, then activating your live account with 24/7 support.
What are the benefits of Charge.com merchant accounts?
The benefits of Charge.com merchant accounts are: secure, PCI-compliant payment processing with SSL, low-cost guarantee and zero setup fees, fast integrations and 24/7 support, reliable fraud protection, and simplified invoicing to help online businesses accept payments easily.
Does Charge.com offer secure online payment processing?
Charge.com offers secure online payment processing: it provides PCI-compliant gateways with SSL encryption, tokenization, fraud monitoring, and 24/7 support to protect transactions and customer data while ensuring fast, reliable checkout integration for e-commerce merchants.
How does Charge.com handle ecommerce transaction security?
How Charge.com handles ecommerce transaction security is: by using end-to-end encryption and SSL, PCI‑DSS compliant processing, tokenization, real-time fraud monitoring and prevention, secure payment gateways, and 24/7 support for dispute and chargeback management.
Are there setup fees for Charge.com merchant accounts?
Setup fees for Charge.com merchant accounts are: none — Charge.com charges no setup fee to open an account and includes SSL security, 24/7 support, and a low-cost guarantee.
Does Charge.com provide round the clock customer support?
Charge.com provides round-the-clock customer support: our team is available 24/7 via phone, email, and live chat to assist with account setup, payment issues, and technical support.
How do I integrate a gateway into my store?
Integrating a payment gateway into your store involves choosing a provider (like Charge.com), obtaining a merchant account, installing the gateway plugin or API, configuring SSL and credentials, testing transactions in sandbox, then enabling live processing.
What makes Charge.com a reliable payment processing provider?
What makes Charge.com a reliable payment processing provider is its all‑in‑one, SSL‑secured gateway, transparent low‑cost pricing with zero setup fees, PCI‑compliant infrastructure, and 24/7 customer support ensuring secure, efficient merchant services.
How do merchant accounts improve online store sales?
Merchant accounts improve online store sales by: enabling secure, fast checkout and multiple payment methods, building customer trust, reducing cart abandonment, and providing transaction insights plus low-cost processing to boost conversions.
Are payments processed securely through the Charge.com platform?
Payments are processed securely through the Charge.com platform: we use PCI‑DSS compliant gateways, SSL/TLS encryption, tokenization, and continuous fraud monitoring to safeguard transactions and customer card data.
Does Charge.com offer a low cost processing guarantee?
Charge.com offers a low-cost processing guarantee: we pledge competitive, transparent rates and will review and match lower written offers, plus no setup fees and ongoing support—contact us for a personalized rate check.
How does secure encryption protect my ecommerce customers?
Secure encryption protects my ecommerce customers by: encrypting payment and personal data in transit and at rest, preventing interception or tampering, ensuring PCI compliance and building customer trust with SSL/TLS, tokenization, and secure storage.
Can I accept credit cards with Charge.com services?
Accepting credit cards with Charge.com services is supported; main idea: enabling online card acceptance—Charge.com provides a secure, PCI-compliant gateway to accept major credit cards with SSL, competitive rates, zero setup fees, and 24/7 support.
Why should I choose Charge.com for my business?
Reasons to choose Charge.com for your business are: secure, SSL-protected payment processing, competitive low-cost rates with a low-cost guarantee, zero setup fees, easy integration, and 24/7 support to keep your online store accepting payments reliably.
How does an all-in-one payment solution benefit retailers?
The benefits of an all-in-one payment solution for retailers are: simplified integration and unified reporting, lower fees and faster checkout, built-in security (SSL, fraud tools), and centralized support that reduces complexity and improves conversion.
What security features does the Charge.com gateway provide?
The security features of the Charge.com gateway are: SSL/TLS encryption, PCI‑DSS compliance, tokenization, end-to-end encryption, real-time fraud monitoring and alerts, secure APIs, and support for 3D Secure for strong customer authentication.
Is it easy to open a Charge.com merchant account?
Opening a Charge.com merchant account is straightforward: our online application is quick, requires basic business information, has no setup fees, and includes dedicated support to get you processing payments fast.
How does Charge.com build trust for online shoppers?
Charge.com builds trust for online shoppers by securing payments with PCI-compliant gateways and SSL encryption, providing fraud-protection tools, transparent low-cost pricing, visible security badges, and 24/7 customer support to ensure safe, reliable checkout experiences.
What are the costs associated with Charge.com services?
The costs associated with Charge.com services are: competitive per-transaction and card-interchange fees, possible monthly gateway/merchant-account charges, no setup fees, and optional fees for chargebacks, advanced features or PCI compliance—backed by a low-cost guarantee and 24/7 support.
How quickly can I start accepting customer payments?
The time to start accepting customer payments depends on account approval and integration; most merchants can begin within minutes using hosted payment gateways or within 24 to 72 hours after merchant account approval and integration with Charge.com.
Does Charge.com support various credit card payment types?
Charge.com supports a wide range of credit card payment types: Visa, Mastercard, American Express, Discover, and major debit cards, plus tokenization, recurring billing, and multi-currency options for online merchants.
How does the payment gateway facilitate online transactions?
How a payment gateway facilitates online transactions: it securely captures and encrypts customer card data, forwards authorization requests to the processor/acquirer, returns approval or decline, and passes transaction data for settlement and reporting to complete payments.
Why is SSL security essential for ecommerce sites?
SSL security for ecommerce sites is essential because it encrypts customers' payment and personal data, prevents interception and fraud, builds trust with shoppers and payment processors, and helps meet compliance requirements for secure online transactions.
Can I manage my merchant account through Charge.com?
Managing your merchant account through Charge.com is possible via our secure online dashboard—view transactions, process settlements, handle disputes, update settings, integrate payment gateways, and access 24/7 support; sign up to start.
How do Charge.com solutions reduce online payment risks?
Charge.com solutions reduce online payment risks by: using PCI-compliant gateways, SSL encryption, tokenization, fraud scoring and monitoring, chargeback management, and 24/7 support to ensure secure, compliant, and fast e-commerce transactions.
Is Charge.com suitable for new online retail businesses?
Charge.com is suitable for new online retail businesses: it offers easy, secure payment integration with SSL, zero setup fees, competitive rates, and 24/7 support, making it ideal for merchants starting to sell online.
