If you are an E entrepreneur with an e-commerce store, you probably need a Merchant Account provided by a processor with your best interest at heart. Allowing customers the ability to pay using their debit or credit card is not only great business sense, but also expected by e-commerce shoppers.
During the last few years, the web has gained an inextinguishable predominance in our lives, making it an immensely promising platform for retail businesses to connect with their target customers. However, in order to succeed in the objective and garner the trust of target customers, retailers need a reliable and efficient e-commerce credit card processing solution. That ispreciselywhat we promise. Leveraging extensive experience in the payment processing business, we have created a solution that abolishes all common hurdles faced by online retail entities.
Gone are the days when you had to use multiple systems to manage transactions from different channels. Charge.com presents to you an all-in-one e-commerce merchant processing solution that enables you to monitor and manage transactions from diverse touch points with exceptional ease, including your e-commerce website. Hence, if you leverage multiple procurement channels to sell your solutions, you get to save a substantial amount of money as you are no longer required to hire multiple providers for payment processing.
How is the credit card payment is processed?
Ecommerce credit card processing is one of the most valuable services that you need to take if you are establishing an online business portal. You will have stopped more than 80% of your total sales if you do not accept the credit cards or online purchase. To accept online payments, you need to establish a secure gateway and deal with a reliable payment processing called the 'third party'. If you do this, you will not only have a successful online business, but also save yourself and your customer from any fraudulent act associated with the credit card and its use.
After the payment gateway is established you are ready to accept the credit card for the business in exchange for the goods and the services offered by your website. When the customer uses the card, the information about the credit card will pass to the processor through the secure internet connection. Credit card processing services is simply data routing that happens to occur while the customer uses his card to purchase. After the information reaches the network, the client's credit card gets debited, and the business account of your online shop is credited with the same amount. However, the gateway will charge some amount of money for the service offered.
Thus, ecommerce credit card processing is a substantial way to welcome a number of customers into your fold. Secure payment gateway means secure transaction and the secure transaction will drive more customer into the business. After all, they are looking for an easy and safe way to make the business transaction.
Reliable E-commerce Credit Card Processing
Payment processing is a pivotal component of your retail website, and therefore, it becomes essential to ensure that the solution you use promises unimpeachable security. At Charge.com, we completely understand the significance to ensure complete security of your customer data. That is the reason every transaction you process through our solution is SSL secured, guaranteeing unimpeachable data security. That is one of the reasons Charge.com is a trusted name for e-commerce credit card processing.
Need More Reasons to Choose Us?
Zero Setup and Application Fee
Round the Clock Technical Support
Free Software and Card Terminal
Free E-commerce Shopping Cart
Reasonable Processing Fees
No Hidden Charges
SSL Secured Transactions
FDIC Insured Funds
To summarize, it would be safe to say that if you are looking for a reliable e-commerce credit card processing solution without having to break the bank, your search ends at Charge.com!
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read More
Cookies are small text files that can be used by websites to make a user's experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.
Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.
Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies.
Cookie Settings
Low Cost Assurance
We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.
In order to take advantage of the low cost assurance, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.
We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.
This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.
Ecommerce payment processing allows online stores to accept electronic payments via an online gateway that encrypts transaction data and routes it between customer and merchant banks.
What is ecommerce payment processing?
It is the underlying financial technology infrastructure enabling web-based businesses to accept credit cards, debit cards, and alternative digital payments on the internet.
How does ecommerce payment processing work?
When a shopper enters card details, the payment gateway encrypts and submits the request to the payment processor, which verifies funds with the issuing bank and settles payment to the merchant.
How to process credit card payments on my ecommerce store?
Simply sign up for a Charge.com ecommerce merchant account, connect the provided secure gateway API to your shopping cart, and begin processing online transactions immediately.
How do I set up Charge.com payment services?
Apply online in minutes, receive fast approval, and configure the payment gateway or virtual terminal with dedicated onboarding support.
What are the benefits of Charge.com merchant accounts?
Benefits include competitive transaction rates from 0.25%, zero setup fees, free virtual terminal access, 24/7 technical support, and robust fraud prevention tools.
Does Charge.com offer secure online payment processing?
Yes, Charge.com employs Level 1 PCI-DSS compliant gateways with advanced SSL encryption to protect online payment data at every stage.
How does Charge.com handle ecommerce transaction security?
Charge.com uses tokenization, 256-bit SSL encryption, and Address Verification Service (AVS) to prevent unauthorized transactions and chargebacks.
Are there setup fees for Charge.com merchant accounts?
No, Charge.com waives all setup fees and application costs for new merchant accounts.
Does Charge.com provide round the clock customer support?
Yes, merchants have 24/7/365 access to dedicated customer and technical support via phone and email.
How do I integrate a gateway into my store?
You can integrate our gateway using pre-built plugins for popular shopping carts or via flexible developer APIs for custom web platforms.
What makes Charge.com a reliable payment processing provider?
Over 25 years of continuous service, transparent month-to-month contracts, reliable 99.9% gateway uptime, and BBB A+ accreditation make Charge.com a trusted partner.
How do merchant accounts improve online store sales?
By offering secure, frictionless checkout experiences, multi-currency options, and all major payment methods, merchant accounts reduce cart abandonment.
Are payments processed securely through the Charge.com platform?
Yes, all transactions are transmitted through encrypted connections meeting the highest PCI compliance benchmarks.
Does Charge.com offer a low cost processing guarantee?
Yes, Charge.com provides a low-cost assurance guarantee with credit card transaction rates starting as low as 0.25%.
How does secure encryption protect my ecommerce customers?
Encryption scrambles sensitive card numbers and personal information so intercepting parties cannot read or compromise the data.
Can I accept credit cards with Charge.com services?
Yes, you can accept Visa, Mastercard, American Express, Discover, and electronic checks with Charge.com solutions.
Why should I choose Charge.com for my business?
Charge.com offers industry-low rates, zero hidden fees, free software, fast approval, and dedicated 24/7 technical support.
How does an all-in-one payment solution benefit retailers?
It streamlines merchant operations by managing web sales, mobile transactions, recurring invoicing, and reporting under a single unified dashboard.
What security features does the Charge.com gateway provide?
Security features include CVV verification, 3D Secure authentication, geolocational fraud filters, and PCI-compliant vault storage.
Is it easy to open a Charge.com merchant account?
Yes, our streamlined online application takes only a few minutes, with approvals typically granted within 24 to 48 hours.
How does Charge.com build trust for online shoppers?
Recognized secure checkout seals, reliable gateway uptime, and frictionless payment flows reassure shoppers and boost site credibility.
What are the costs associated with Charge.com services?
Costs are minimal: transaction rates begin at 0.25%, with zero application fees, zero setup fees, and no cancellation penalties.
How quickly can I start accepting customer payments?
Once your application is approved—typically within 24 to 48 hours—you can integrate the gateway and start accepting payments right away.
Does Charge.com support various credit card payment types?
Yes, Charge.com supports major credit cards, debit cards, mobile wallet payments, and recurring subscription charges.
How does the payment gateway facilitate online transactions?
The gateway acts as the secure intermediary that captures, verifies, and routes card data to banking networks in milliseconds.
Why is SSL security essential for ecommerce sites?
SSL security encrypts data transmission between customer browsers and web servers, safeguarding payment details and satisfying search engine security standards.
Can I manage my merchant account through Charge.com?
Yes, Charge.com provides a comprehensive online merchant reporting portal to monitor batch settlements, view statements, and manage transactions.
