If you’re a merchant who sells products, you are engaged in “Payment Processing” in some form or another. Payment Processing typically refers to the process of accepting credit cards either online or in person at your store location. In order to get your customers’ funds from their account to yours requires the following process. Charge.com offers comprehensive payment processing solutions for merchants of various types! Learn more about our payment processing service below!
If you’re looking for a new way to process payments, contact us today to learn more about our comprehensive payment processing services!
How Payment Processing Works
When a customer tries to pay you for products or services you provide, they often do so with credit cards. If you sell product in a setting that requires you to swipe their credit card, you will need a physical credit card terminal. If selling product online, you will need a Virtual Terminal. In each case, your customer either swipes their credit card or fills out their credit card info online and submits payment.
As soon as the credit card info is entered or swiped, the software in your machine or virtual terminal communicates with the card issuers system and first verifies the funds are available and then processes the payment, which debits the customer’s account and electronically transfers funds to your account. This whole process takes a fraction of a second, and funds are usually deposited in your account the next day.
Payment Processing is an integral part of any business and making sure your merchant services provider has the resources you need to rely on is vital to your business. Charge.com provides the highest degree of service, the lowest fees, and the most support.
Want to learn more about our payment processing services or ready to implement them? Contact us to get started and begin processing payments easily!
Why Choose Charge.com For Payment Processing?
Charge.com is committed to bringing you the highest level of service and the latest state-of-the-art credit card terminals, software, and merchant services at the lowest possible cost, backed up by our Low-Cost Assurance. Our personalized approach is just one of the reasons why Charge.com has been rated the #1 merchant account provider six years in a row and why we have received the highest possible ratings from AOL and Apple! Learn for yourself why Charge.com is #1.
All Charge.com merchants also receive these great features:
- No Setup Fee
- No Long-Term Contract Commitment, No Cancellation Fee
- Free Checks by Web, Phone and Fax Software
- Free Credit Card Processing Smartphone App for Android and iPhone/iPad†
- Free Card Reader for Phones and Tablets†
- Free Credit Card Terminal with built-in Printer†
- Free Authorize.Net Setup†
- Same-Day Approval
- 24/7/365 live, toll-free phone support
Contact us today to learn more and get started using Charge.com for all of your payment processing needs!