Why eChecks are important to online businesses
Whether you’re using eChecks or trying to figure out how to process them on your business’s website, eCheck services are an important part of conducting merchant services online as a small or large business. Especially during the coronavirus lockdown when internet services are prioritized, it’s important to know what eChecks are and how to accept…
Read MoreHow to Stay in Business During the COVID-19 Lockdown
The COVID-19 quarantine has had a profound impact on the way everyone conducts business. Those who used to rely on their credit card swipe machines for business have almost universally had to adapt to the times with an internet merchant account and an online component, if they didn’t have those already. At this point, you…
Read MoreIs PCI Compliance Required?
Payment Card Industry (PCI) requirements are a set of guidelines set up by states to protect people that use online credit card charging services. If you do have a credit card merchant account or will get one soon, it’s a good idea to know the ins and outs of PCI requirements so your business can…
Read MoreWhat to Do if Your Business is High-Risk for ACH Processing
Automated Clearing House (ACH) debit is a very commonly used payment method in many online stores. It involves withdrawing funds automatically from an account processed by an ACH processor. This gives it an advantage in efficiency over many other sorts of payment types. As someone who runs a small business with an online component, it’s…
Read MoreThe Difference Between Friendly Fraud vs Chargeback Fraud
If you run a business with an internet merchant account that manages the payments made on your online store, you may be familiar with chargebacks already. This is when a customer contacts the credit card company to dispute a charge. This can be for a legitimate reason, but the dispute can also be the subject…
Read MoreThree Tips for Merchants with Bad Credit
During the COVID-19 quarantine, many businesses are struggling. The lack of face-to-face transactions is wreaking havoc on their normal consumer base, preventing them from making the sales they are used to. Adaptation is necessary right now and making an online merchant account is the next step to taking your business into the 2020s, and surviving…
Read MoreHow to Manage a Business with High-Volume Payment Processing
If you’re planning to accept credit cards on your website, then you may wish to consider a merchant account that permits high-volume payment processing. Many websites are seeing an increase in traffic due to their customers ordering products and services exclusively from home because of the various 2020 coronavirus lockdowns throughout the United States and…
Read MoreHow Businesses Can Get Merchant Accounts with Bad Credit
Unfortunately, financial mistakes can follow anyone for a long time and prevent them from making business decisions even a decade or more later. One of these mistakes is letting a credit score drop to the point that investors don’t feel safe lending money. Bad credit can affect many aspects of a small business–not the least…
Read MoreThe One Feature Every Online Store Should Have
As a business relying on online transactions during the COVID-19 lockdown, you may be concerned about the technology on your website that you use for accepting credit cards online. You may not even have an online merchant account provider yet, in which case your business may be suffering from the lack of face-to-face interactions and…
Read MoreHigh-Risk ACH Processing: What You Need to Know
ACH (Automated Clearing House) payments are used by many online merchants to process payments. ACH transactions are verified electronic transactions that confirm withdrawal from a customer’s bank account and receive the money through a payment processor. As a business, however, you may be worried that being classified as a high-risk ACH processing industry may prevent…
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