Online Businesses
What is a Merchant Account Service and Why Should I Use it?
A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…
Read MoreCan I Accept EMV Cards from Customers Purchasing from my Online Business?
EMV technology plays no role in online payments. It also plays no role in telephone order or mail order payments. EMV (named after Europay, MasterCard, and Visa who designed and initiated the evolution in card security technology) is a new generation of credit and debit card that are issued with an embedded micro-chip that holds…
Read MoreWhy are EMV Cards More Secure than Traditional Cards?
Decades ago, credit cards were a luxury item that were only possessed by the top tier of society. Nowadays, cards are more popular than cash. And, in addition to credit cards, consumers are becoming increasingly comfortable with debit cards. These cards can be used to withdraw cash from ATMs, but often, they’re used to make…
Read MoreWhat is a Payment Gateway?
What is a payment gateway, and why does an online store need one? A payment gateway is a secure service provided by a merchant card processing service that allows your online shop to accept credit card payments via your website. This will almost certainly increase your sales because the software runs 24 hours a day…
Read MoreWorried about Accepting Credit Card Payments? Use Charge.com!
Have you been taken in by rumors that accepting credit card payments is not worthwhile because merchant account service provider fees are too high, or that you will have to implement costly equipment or software to your business? Did they also tell you that application processes are long and tedious and that small businesses can’t…
Read MoreIsn’t It Time You Got The Best In Internet Merchant Accounts?
As a growing business, you’re probably aware that an online presence is essential for reaching more customers and making more sales. An online presence is not just about social media and an exciting blog; more and more businesses are recognizing how beneficial an online store can be. Imagine how many more customers you can attract…
Read MoreWhat is a SSL Certificate and Why Does my Online Business Need One?
If you are running an online business where customers select products via a shopping cart and pay by credit card utilizing an online payment processing gateway installed on your website, a SSL Certificate will ensure your customers’ credit card information is secure. SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted…
Read MoreLooking for the Safest Credit Card Processing Company in America?
In the world of online commerce, security is a key concern. There are two facets to e-commerce safety. The first is on the vendor side. Sellers need to be sure that their buyers are legitimate and that their payments won’t be declined by card companies. The other side of the equation is the customers themselves.…
Read MoreWhat are E-Checks and Why do I Need to Accept Them?
An e-check is a well-established payment instrument that manages to combine speed, security and processing efficiency for transactions that take place through an electronic medium. Based on the well-developed legal infrastructure and business processes that are associated with regular paper checks, e-checks are the only electronic payment mechanism that is currently used by the US…
Read MoreCharge.com Keeps Colorado Merchants on Cloud Nine
High above the rest of the Lower 48 floats the beautiful state of Colorado. It is home to almost half of the majestic Rocky Mountain Range which contain some of the tallest summits in the western half of the contiguous United States, including the indomitable Mount Elbert, Pikes Peak, and Longs Peak. Nature is not…
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