Credit Card Processing
What is a Merchant Account Service and Why Should I Use it?
A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…
Read MoreCan I Accept EMV Cards from Customers Purchasing from my Online Business?
EMV technology plays no role in online payments. It also plays no role in telephone order or mail order payments. EMV (named after Europay, MasterCard, and Visa who designed and initiated the evolution in card security technology) is a new generation of credit and debit card that are issued with an embedded micro-chip that holds…
Read MoreWhy are EMV Cards More Secure than Traditional Cards?
Decades ago, credit cards were a luxury item that were only possessed by the top tier of society. Nowadays, cards are more popular than cash. And, in addition to credit cards, consumers are becoming increasingly comfortable with debit cards. These cards can be used to withdraw cash from ATMs, but often, they’re used to make…
Read MoreWhat are EMV Cards and Who Needs to Use Them?
If you glance at your credit card or debit card, you may notice something different about it, versus the cards you remember from not too long ago. On the back, you can probably see the standard black magnetic strip. If your card is newer, you might also see a new small metallic chip somewhere at…
Read MoreWhat is a Payment Gateway?
What is a payment gateway, and why does an online store need one? A payment gateway is a secure service provided by a merchant card processing service that allows your online shop to accept credit card payments via your website. This will almost certainly increase your sales because the software runs 24 hours a day…
Read MoreWhy is it Important for your Merchant Account Provider to be PCI Compliant?
PCI compliant refers to Payment Card Industry Data Security Standard and applies to all businesses that accept credit card payments. If your business accepts credit card payments you will be storing, processing and transmitting cardholder data. In order to do that you must host your data with a PCI compliant hosting provider, such as Charge.com…
Read MoreWorried about Accepting Credit Card Payments? Use Charge.com!
Have you been taken in by rumors that accepting credit card payments is not worthwhile because merchant account service provider fees are too high, or that you will have to implement costly equipment or software to your business? Did they also tell you that application processes are long and tedious and that small businesses can’t…
Read MoreNeed Help to Boost your Sales? Try Charge.com
Being in business today is certainly not a piece of cake! Even if you have been in business for many years and believe that your customer base is well established, you cannot deny if if the profits are not up when you balance the books. That is simply because the whole business environment has seen…
Read MoreCharge.Com Answers Tough Questions about a High Risk Merchant Account
Deciding what industry to pursue is an important part of any business. The decision could be driven by what you studied in school, what you’re passionate about, or what your family and friends do for a living. Or maybe you found a gap in the market to exploit. The challenge comes in when you’ve settled…
Read MoreGive your Online Customers the Confidence to Pay by Credit Card
Buyers have become accustomed to the convenience of paying for purchases by credit card. And yet there is also some media coverage on credit card fraud that can lead to skepticism – especially if your website payment system does not look secure. But this doesn’t mean that you should wait to introduce a credit card…
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