Credit Card Processing
What’s the Best Merchant Account for a Small Business?
If you want to get a merchant account service, you have several options at your disposal. It’s important to understand these options and what they mean, since not all merchant account services are created equal – some are better priced, some have more features, and some manage to provide both. In this article, we’re going…
Read MoreQuestions to Ask About Merchant Credit Card Processing
If you are considering accepting payments by credit or debit card, you will have to select a merchant credit card processor to facilitate your payment transactions. There are plenty of companies offering merchant services, but they don’t all have the same standards or offfer the same services, so choosing the right one for your business…
Read MoreHow will a Merchant Account benefit my Small Business?
First and foremost, opening a merchant account means that you are giving your customers what they want; multiple payment options! When you give your customers the additional options of paying by credit or debit card, your sales will grow by leaps and bounds. More and more customers are choosing cashless payments! As if an increase…
Read MoreHow can I Promote my Business as PCI Compliant?
PCI compliance plays a major role in attracting and retaining customers, so if your business is PCI compliant make sure that you don’t waste the opportunity to let your customers know. So what does PCI compliance tell your existing and prospective customers? PCI compliance assures your customers that you have committed to maintaining a prescribed…
Read MoreEnsuring Electronic Payments are Seamless and Secure
Secure and seamless payments are vital to building trust with your customers. It’s a fact that the more people trust you, the more inclined they will be to do business with you. When it comes to accepting credit or debit card payments, building customer trust is not only up to you. The merchant account service…
Read MorePayment Gateways vs. Merchant Accounts
When customers buy something from your physical store, they swipe their card through an electronic card reader. It might be attached to the cash register, or it might be a portable unit that your server, delivery person, or shop assistant brings to you. On the other hand, when they’re buying something on your website, they…
Read MoreHow Do CVV Codes Protect Against Fraud?
Take a quick look at your credit card, debit card, or ATM card. At the front, you see your name, your account number, and your card number. Depending on the type of card you have, there might be an additional set of numbers above your card number or on the back. For American Express cards,…
Read MoreWhat is the Difference Between EMV Cards and Magnetic Strip Cards?
What is the Difference Between EMV Cards and Magnetic Strip Cards? The magnetic strip credit card has been the standard for decades, but now, a new credit card standard is taking over markets around the globe. This standard is the EMV-chip card, which has the main benefit of offering increased security during transactions. In this…
Read MorePCI Compliance also Includes Hardware
All your credit card processing equipment, hardware and software, must meet 12 requirements outlined in the Payment Card Industry Data Security Standards Council (PCI DSS) as well as the Payment Best Application Practices (PABP). Noncompliance puts you at risk of a data security breach, in which customers’ credit card information or other sensitive information can…
Read MoreDo I Need a Merchant Account to Accept Credit Cards?
Let’s understand a merchant account first. Briefly, a merchant account is a facility provided by a bank for a merchant, you, to route money from credit card sales to your bank account. A sale is made, paid for by credit card, and the funds reserved for you. In-between the transaction follows many steps between your…
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