Posts by Charge.com Contributor
Choose the Best Way to Accept Credit Card Payments for Your Business
You may already be familiar with the statistics, and already know that you should be accepting credit cards. But you may still be unsure of how to do it. To accept credit cards, you will first have to identify a payment processing company. If you select the right company, then once you open a merchant…
Read MoreWhat Roles are Played in Credit Card Processing?
“Calm on the surface but paddling like the dickens underneath!” is how Michael Caine described ducks in a pond. It’s also a good analogy for what happens when a customer swipes a credit card. There are many key players in the process, and as a cardholder or customer it may not be crucial to have…
Read More60% of US Consumers Use Cards vs. Cash – Here’s Why
When Frank McNamara first invented the modern credit card, he clearly had a vision. But it’s unlikely they expected it to replace cash. It’s not quite there yet, but it’s certainly getting closer, now that 3 out of 5 consumers would rather swipe. Every user has their reasons for preferring credit cards, and a lot…
Read MoreAccepting Credit Card Payments is Essential to the Success of Your Small Business
When starting out in business, owners often want the simplest and cheapest systems they can find. So they’ll accept only cash payments and avoid outsourcing essential services. Ironically, these cost-saving measures might keep those businesses small forever. Since they’re not thinking big, they’re limiting their potential income, so they won’t have the scope or funds…
Read MoreWhy Your Growing Business Should Accept Credit Card Payments
Avoid growing pains by adopting the right credit card acceptance strategy. A recent study showed that approximately 83% of small business owners expect to expand in 2019. The payment landscape has changed dramatically over the last few years and has managed to keep pace with the tech boom. Accordingly, most small business owners today are…
Read MoreCredit Card Processing for Your Comic Book Store
Once upon a time, people thought comic books (and videogames) were just for kids. But, just like Generation X before them, the millennial generation have also carried many of their childhood loves into adulthood. So it’s just as common to see a thirty-, forty-, or fifty-year-old in a comic book store as a teenager or…
Read MoreSay Yes to Credit Card Payments, and Say Yes to Improved Cash Flow
You’ve closed the sale–but that doesn’t mean that you have the cash. Why? Your money could be stuck in late payments, forgotten instalments, and checks ‘in the mail’. This means that when you get those payments that do eventually come through, they can sometimes immediately get swallowed up in expenses. These can include delivery rates,…
Read MoreHow can I Accept Credit Cards for My Cleaning Business
Some business ideas are very simple, but also very lucrative. For example outsourced chores. It seems like an obvious thing, because we can all do basic cleaning. But a lot of us hate doing it, so if we can pay someone to do it for us, we will. The main barrier is the idea of…
Read MoreWhat Is A Card-Not-Present Transaction?
Ordinarily, when you buy an item (or when a customer buys something from your store), you swipe a card through a POS terminal. With EMV cards, you have to stick the card in and pause a beat so the system can generate a one-time encryption code. It can take noticeably longer than swiping, but not…
Read MoreWhat to Look for in Credit Card Processing for Small Businesses
Shoppers and customers may be shocked to learn that nearly 55% of small businesses in the United States don’t accept credit card payments. This can impact customer behavior and also cause frustration and disappointment in consumers. Many small business owners shy away from offering this facility because they feel that credit card processing charges could…
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