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The Seamless Checkout Experience

A seamless checkout experience is a key driver of your business’s success. People live their lives in such a rush these days. There seems to be so much to do, and people are always surging towards the next thing. That’s why speed and efficiency are so valued by customers. If you are known for quick,…

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Payment Processing

The term ‘payment processing’ may sound complex and intimidating. On the surface, it simply describes customers using credit cards or debit cards to pay for something. But the process itself – even though it only takes a few seconds – is intricate and complicated. Let’s start by looking at some of the terms involved. Issuing…

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How AVS and CVV Filter Fruad

AVS and CVV are excellent fraud filters.  When accepting credit cards, there is always the risk of encountering a fraudulent transaction. In fact, sometimes businesses will have to take a revenue loss due to chargebacks, some of which will be fraudulent. In order to prevent this, there are two major tools available: AVS and CVV.…

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How to Reduce Chargebacks

Credit cards offer customers a quick and easy way to pay for goods and services. If you’ve ever searched your pockets for cash and can’t quite remember what you spent it on, then you’ll understand why some consumers love the transparency of credit cards. At any time, they can check their card statement and know…

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Credit Cards are the Currency of Convenience

Running a business is all about making customers happy, and providing the goods and services that they need. A large part of this is letting customers pay through the method that is most convenient for them. These days, credit cards are the best option for many consumers. Customers feel more secure and appreciate that they…

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Is Cash or Credit Card Best for My Small Business?

Most businesses start off by accepting only cash as payment, in part because they are intimidated by the credit card application process. However, this can be a significant bottleneck for a business’s revenue. Credit cards are easier than ever to apply for, and they are quickly overtaking cash as the payment method of choice for…

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Factors to Consider When Choosing a Credit Card Processor

Deciding to accept credit cards is only the first step in getting paid. Of course if you have an online store, then credit cards are practically the only way to receive payment from your customers. However, customers can’t swipe their cards on your website, so you’ll require a system to facilitate payment. This is usually…

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Accepting Credit Card Payments for Your Small Business

A merchant account is the cornerstone of card processing. It is a kind of bank account which handles funds transferred through debit and credit cards. Opening a merchant account through a payment processing service If you cannot open a merchant account for any reason, you may still have options at your disposal. Independent credit card…

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You’re Approved For a Merchant Account. Now What?

As a business owner, you’re probably familiar with merchant accounts. They allow your customers to pay you by credit card. Some payment processors also include the acceptance of cash, checks, ACH, and e-checks as part of their services. Some payment processors make it quite challenging to get your merchant account approved. They charge you an…

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