Merchant Accounts
Does the Sales Volume my Business Processes Play a Role in the Type of Merchant Account I Get?
Yes and no. Although merchant card service providers offer different terms and conditions, on approval of a new merchant account most accounts will have a set processing limit that will be based on information provided by you on application. The terms and conditions of the merchant account will be standard. The limit may be conservative…
Read MoreWhat Equipment do I Need to Open a Merchant Account?
Opening a merchant card service account has little to do with what equipment you have initially, and more to do with what type of business you run, your customer base and your market risk standing. As with any long-term service, you will complete an application form that will include certain relevant information and will be…
Read MoreWhat do I Need to Know Before Opening a Merchant Account?
Modern business has a slightly different approach than its traditional cousin. The guiding principle remains constant: you sell goods and services, preferably for profit. But the mode of payment has shifted a little. In addition to cash and kind, consumers can now pay using checks, credit cards, and debit cards. And cards need more processing…
Read MoreMoving Your Small Business to a Fully-Integrated Point-of-Sale System
Does Your Small Business Need to Move to a Fully-Integrated Point-of-Sale System, and How Do You Begin? Many business owners prefer to start small and scale gradually. It reduces the amount of capital they need to begin, and it buffers them against unmanageable losses. However, just because you’re running a small business doesn’t mean you…
Read MoreWhat is a Merchant Account Service and Why Should I Use it?
A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…
Read MoreWhat is a Payment Gateway?
What is a payment gateway, and why does an online store need one? A payment gateway is a secure service provided by a merchant card processing service that allows your online shop to accept credit card payments via your website. This will almost certainly increase your sales because the software runs 24 hours a day…
Read MoreWorried about Accepting Credit Card Payments? Use Charge.com!
Have you been taken in by rumors that accepting credit card payments is not worthwhile because merchant account service provider fees are too high, or that you will have to implement costly equipment or software to your business? Did they also tell you that application processes are long and tedious and that small businesses can’t…
Read MoreNeed Help to Boost your Sales? Try Charge.com
Being in business today is certainly not a piece of cake! Even if you have been in business for many years and believe that your customer base is well established, you cannot deny if if the profits are not up when you balance the books. That is simply because the whole business environment has seen…
Read MoreGive your Online Customers the Confidence to Pay by Credit Card
Buyers have become accustomed to the convenience of paying for purchases by credit card. And yet there is also some media coverage on credit card fraud that can lead to skepticism – especially if your website payment system does not look secure. But this doesn’t mean that you should wait to introduce a credit card…
Read MoreEasy Credit Card Payment Means a Better Shopping Experience … and More Sales!
If you believe that credit card payments are only suited to online sales and in-store shopping, you are mistaken. Credit card payments can be accepted by any type of business – be it an on-the-road service provider, a seller taking telephone orders or a business fulfilling email orders, just to mention a few. All businesses…
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