Skip to content

How Long Does It Take to Get a Merchant Account?

As a business owner, obtaining a merchant account is one of the best things that you can do to improve sales. Your customers will enjoy being able to use a credit card to pay for your products and services, even when they don’t have enough cash on them. If you really want to see your business grow, a good merchant account is going to be important.

But how long does it take to get a merchant account? The exact amount of time can vary. Some have a longer verification process compared to others and this can make the process take a little bit longer. But with the right merchant account provider, you can have your account set up in as little as one business day from when you apply.

There are a number of steps to getting a merchant account. First, each application has to be reviewed to see whether the applicant is a legitimate, legal business. There are, of course, scams out there that would try to use a merchant account for fraudulent purposes, so the processor has to be careful. To keep themselves safe, the underwriter needs to screen each applicant to make sure every applicant is who they say they are. If you have a legitimate, legal business, this part of the process should go smoothly.

The type of business that you run and the methods you use to make money will be examined. Each provider is a little different in their requirements, but they all need to look into how you run your business to protect themselves and the public. The processor is looking to see if there are any red flags for fraudulent transactions that they need to be worried about. This helps them to determine whether they can work with you on a merchant account or not. The more issues that show up on the application for you, the longer it may take to get the merchant account set up.

To find out more information about how long it takes to get a merchant account or to sign up for a merchant account now, you can visit or call (888) 924-2743. No matter what you sell or how you sell it, can help your business succeed and grow.

Leave a Comment