Posts by Charge.com Contributor
Factors to Consider When Choosing a Credit Card Processor
Deciding to accept credit cards is only the first step in getting paid. Of course if you have an online store, then credit cards are practically the only way to receive payment from your customers. However, customers can’t swipe their cards on your website, so you’ll require a system to facilitate payment. This is usually…
Read MoreWhat’s the Right Point of Sale (POS) System for my Small Businesses?
A POS system is more than just a tool that conducts transactions. It can help with a host of other activities including inventory management, customer behavior tracking and returns and exchanges. There are numerous systems available, which is why it’s important to shop around and find the best option for your business. This might seem…
Read MoreAccepting Credit Card Payments for Your Small Business
A merchant account is the cornerstone of card processing. It is a kind of bank account which handles funds transferred through debit and credit cards. Opening a merchant account through a payment processing service If you cannot open a merchant account for any reason, you may still have options at your disposal. Independent credit card…
Read MoreThe Difference Between ACH and a Debit Card Transaction
The debit card has been an alternative to checks for quite some time. It offers an easy way of transferring money electronically, from either a checking and savings account, and, if it carries a credit card logo, then it can be used for payments anywhere that credit card is accepted. ACH works with direct debit…
Read MoreYou’re Approved For a Merchant Account. Now What?
As a business owner, you’re probably familiar with merchant accounts. They allow your customers to pay you by credit card. Some payment processors also include the acceptance of cash, checks, ACH, and e-checks as part of their services. Some payment processors make it quite challenging to get your merchant account approved. They charge you an…
Read MoreDoes my Online Business Need an SSL Certificate?
You’ve opened a merchant account, started to process credit cards, and you’ve decided to take your business online. But when you’ve just commissioned a website, your developer brings up SSL. Confused at first, you decide that the extra cost may not be worth it. However, SSL can be a very important component of an online…
Read MoreWhat To Expect When You Apply For a Merchant Account
Here’s What To Expect When You Apply For a Merchant Account If you’ve decided to tap into the credit card market, you’re probably ready to open your first merchant account. However, you’re not sure of the process or what to expect. You might be wondering about the required paperwork and the duration of the process.…
Read MoreAssuring Customers Their Payment Account Data is Secure
Allowing your customers to pay you via credit card is a great way to boost sales. However, your customers may not give you access to their credit cards if they are unsure that their personal details are safe on your online store. Get an SSL certificate The most basic form on web security is the…
Read MoreKey Benefits to Payment Processing Integration
The average business receives payments through multiple methods. You might receive cash at the cash register, checks in the mail, and cards online. Chances are you run all three systems separately, so you have one dossier for cash, one folder for checks, and a bank statement for credit card transactions. Fortunately, if you have the…
Read MoreWhat are all the Costs of Accepting Credit Card Payments?
Credit card fees have an almost labyrinthine nature, with many business owners having a hard time with understanding where they start and where they end. However, this does not mean that they are completely obscure. After all, businesses that process credit cards pay them regularly. The important thing to remember is that the fees typically…
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