Wireless Card Processing and Your Business. Is it a Good Idea?

If you’ve been in business for a while, you’ve seen a lot of trends come and go. You might even have jumped onto a few bandwagons, for better or worse. Entrepreneurs often embrace the spirit of adventure and experimentation. Sometimes it works for you, and sometimes it doesn’t. Still, a few trends end up becoming a normal part of life. One of the trends that has caught on and is here to stay is the wireless transaction.

Wireless communication in business

You might not be aware of it, but many areas of business are already wireless.  In terms of card processing, electronic keypads are portable devices that are not physically attached to any base. They use wireless signals to link cards to bank accounts, and this facilitates verification and payment. Battery-powered cash registers also use the same cordless technology.

Portable card readers on mobile phones

Electronic keypads can be quite convenient when it comes to receiving customer payments. Charge.com has an immersive system that incorporates these keypads into your payment system, combining them with a checking system and a cash system. You can receive all your offline payments in a single, affordable portal.

But Charge.com offers you more. It allows you to accept payments on your website using the very same system. You can also receive checks by phone, fax, or email. You can do all this using a single merchant account. And, if you don’t want to carry an extra electronic keypad everywhere, you can convert your mobile phone into a wireless, pocket-sized card reader.

The technology behind mobile phone card readers

Most mobile phones have near-field communication (NFC) device. This is a form of wireless no-contact communication that lets two digital devices share information. If your phone has the right programming, its NFC reader can recognise a credit or debit card, harvest its information, and use that information to verify the card and pay for goods or services.

This transaction is in no way random or accidental. The card owner must approve the transaction by deliberately inputting their PIN or password, so it’s not something a criminal element can achieve. To secure these wireless transactions even further, Charge.com uses military grade encryption and is compliant with all PCI regulations.

Once you have the Charge.com app on your phone, you can use your phone to ‘swipe’ customer cards and facilitate payment. Customer cards are processed for free, verified instantly, and their payments are deposited in your account in as little as 24 hours.

As a vendor, your costs are minimal, with discounts as low as 0.25% and transaction fees starting from 15 cents a transaction. To upgrade your business to the wireless age, sign up and call 1-888-924-2743 or visit www.charge.com.



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