Mobile Credit Card Services for Businesses

As someone who runs a business that sends workers to customers’ locations or conducts service calls in person, you probably know the importance of providing multiple payment options. Customers that use services need to be able to pay in a way that works for them. Your ability to offer the right payment options could be the difference between making and losing a sale.

A lot of people working in plumbing, carpentry, electrical, extermination, and other house call service businesses, for example, want all the sales they can get during the quarantine. Even once the lockdown has lifted, financial experts agree that customers will expect more electronic payment services than before, now that they are becoming accustomed to them.

There are just a few basics to understand about mobile credit card swipe machines and online merchant accounts so your business doesn’t lose sales.

What is an online merchant account?

Online merchant accounts are services that allow merchants to accept their customers’ credit cards, whether online, in the merchant’s place of business, or on a mobile device. Your payment processor will reconcile transactions with your customers between your respective banks and keep your transactions secure.

When optimized for mobile devices, these merchant accounts become a portable swipe machine, which could be an essential addition to the payment services offered by any business.

Why are mobile credit card services important?

Being unable to offer customers mobile credit card services can prevent sales. It’s as simple as that. In the 21st century, people don’t expect to have to pay a plumber with cash or check: they need to be able to swipe their cards, because they carry a limited amount of cash, and it won’t always be enough for the particular transaction.

This applies to businesses that don’t go to the customers’ locations, too. Food vendors, for example, need a way to process payments without relying on cash transactions. And businesses that go to trade fairs or street festivals also need a solution that will work from anywhere. A merchant account with mobile credit card services or mobile swipe machines is how they can accomplish this.

No matter what kind of business is in question, these services can not only enhance a business’s professionalism but would allow them to accept clients that may have been inaccessible on conventional payment systems only.

The Takeaway

The COVID-19 quarantine has required a lot of adjustments for businesses that used to rely on brick and mortar transactions and are now forced to find mobile solutions. A merchant account with the right software and equipment gives businesses the ability to process credit card payments on a mobile swipe machine or even on their mobile smartphone or tablet when they make house calls.

Visit Charge.com or call (888) 924-2743 to view product options for online merchant accounts and mobile payment processing software and hardware solutions.

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