Dentists can Accept Credit Cards

Dentists can accept credit cards, and they should seriously consider doing so. As in so many other sectors, the ongoing developments in dental technology has zipped along at a rapid pace. In most cases, the only reason an individual can’t have a perfect smile and excellent dental health today is financial. But dental patients do have to make difficult decisions based on affordability; especially the approximately 40% without dental insurance. Even dental insurance doesn’t often cover the whole expense. Hard working people have to make the decision to not to get broken teeth repaired or braces for their children because they don’t have an extra few thousand dollars at this time. So many people consider good dental health an option they can live without. But if you choose to accept credit cards as the solution, many won’t have to. And even though the patient gets to pay over time, the dentist will still get paid immediately.

Unforeseen dental expenses may be manageable when dentists can accept credit cards.

You are probably an excellent dentist who wants to bring quality dental care to everyone who walks through your door. You also have rent, utilities, employees, expensive medical appliances and supplies, malpractice insurance premiums, and perhaps a family, home mortgage, and student loans. Besides that, you worked long and hard to become a highly skilled dental professional and you deserve to be well paid for your services.

Many of the more costly dental procedures are unexpected expenses your patient has not anticipated. Few people set aside a dental emergency fund. Vacation funds, new car funds but not dental funds. No, they come to you and ask if you will take payments over time. You are understandably wary of such an arrangement, because you know that you will be at the bottom of their financial obligation list. After all, any month they find themselves short of funds, their payment to you might not make the cut. Perhaps you say yes anyway. Your financial stability rests on a large number of your patients on an honorary 24-month interest free payment plan.

When Dentists can accept credit cards everybody wins

Select a merchant service that will set your office up with the equipment and training to accept credit cards from your patients for all dental services. Routine maintenance patients will appreciate it as much as those needing extensive costly care. Best of all, you can say yes when patients need a payment plan without fear of never getting paid. Everybody wins.

  •  All of your patients will have a record of their dental expenses for tax preparation.
  • Your office staff can customize the credit card payment plan to the patient.
  • Payment is in your bank account within a day or two.
  • No more bad checks bouncing in and out of your account.
  • Your patients will receive the dental care they need.
  • You don’t have to feel like Scrooge anymore.  

Your practice will likely grow considerably when word spreads that you are a dentist with a plan to help patients pay for the dental care they need. A dentist who takes payments is always in demand. Accepting credit cards to implement and carry out the plan makes you a smart business person.

For more information on credit card processing for dentists, or to sign up for a merchant account, please call (888) 924-2743 or go to

Leave a Comment