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Credit Card Processing for Jewelry Stores

Whether Valentine’s Day or another special occasion is coming up on the calendar, jewelry store businesses need to optimize their payment process. All year round, there are huge sums that customers spend on jewelry for gifts, weddings, engagements, corporate events, and more. Online jewelry businesses can offer many payment options to customers, such as gift cards, prepaid cards, credit cards, debit cards, eChecks, and so on. These options require systems that can provide benefits and are easy to operate while remaining safe and reliable.

What Jewelry Stores Need:

Jewelry store owners require a safe, reliable, and easy to use credit card processing system to partner with them. However, some credit card processing companies may consider the jewelry business to be a high-risk category. The ease with which jewelry can be converted into cash creates some temptation for fraud. As a result, jewelry store owners sometimes have to pay inflated processing fees, may have onerous conditions imposed upon their merchant accounts, or may even be denied an account entirely. Accordingly, it’s important to look for the right card processing company that won’t automatically categorize your business as a high-risk business, and which also specializes in getting the best deals for high-risk clients in the event that the classification is unavoidable.

The jewelry business is diverse. It includes large and small enterprises that sell all types of jewelry, as well as shops that specialize in one particular sector. It includes boutique shops, and even individual designers who provide made-to-order designs. There are also repair centers and wholesale suppliers. The value of an individual item ranges from just a few dollars to tens of thousands of dollars or more. Jewelry stores can be either brick-and-mortar or online sellers, or both. regardless, it’s always wise to select a card processing company that provides an all-in-one solution that meets all of your business’s requirements plus takes care of future upgrades if you need them.

What to Look For:

Look for a card processing system that offers consistent, reasonable pricing. Avoid systems that force you into longer term contracts, or include hefty cancellation fees. Opt for a service that provides real and reliable customer support. Your business also should give customers a range of options so that they can access any types of funds to pay for their purchases. From credit and debit cards to pre-paid cards and eChecks. More options provide the customer with more choice and convenience, and eliminates some of the excuses customers use that keep you from closing a sale.

Jewelry store owners may also want to opt for card processing systems that allow them to add the business’s own gift cards that can be used at the store or online. The card processing company should provide the latest card options like chips while also continuing to accept magnetic strip cards.

For more information on Credit Card Payment Processing Services for Your Jewelry Store, or to sign up for a merchant account, please call (888) 924-2743 or go to

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