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How to Accept Credit Cards Online, In-Store or Anywhere

Starting to accept credit cards can be a daunting process for some business owners, but it’s actually a fairly straightforward transition. There are many payment processors to choose from, each with their own rates, features and modes of doing business. Obviously you want to choose the company that offers the lowest rate, lowest fees, and…

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What is an Incident Response Plan and Do I Need One?

When dealing with cyberattacks, prevention is not enough. Companies can employ the best security measures, from employee training to state of the art antivirus software, and still suffer a data breach. It happens to governments, militaries, and Fortune 500 corporations. This means that mitigation has to be a part of your overall cybersecurity strategy. The…

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Credit Cards and ePayments: The Future of Small Business Payments

Nowadays, everything from the online craft fair vendor to the food truck accepts credit card and electronic payments. This is due to the technological advancements over the past 5 years, which have made it easier to process different types of payments. With card readers coming in all shapes and sizes, small businesses have unprecedented access…

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How to Make Payments Easier for Your Online Customers

The main component of a healthy online conversion rate is a streamlined payment process. A problem right at the end of the sales funnel can invalidate all of the previous marketing efforts. As such, the checkout page of your site deserves a lot of attention, because this is where the clients are willing to share…

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Protecting Your Business from Chargeback Fraud

Giving cardholders the ability to initiate chargebacks is a banking policy that is intended to protect customers. It allows a customer to get a bank-initiated refund in case they did not receive an adequate product or service when purchasing with a credit card. It is also meant to protect against identity theft, and the financial…

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How to Protect Yourself from Cyber Attacks

3 Strategies for Merchants to Protect Themselves against Cyber Attacks We’ve all heard about how damaging data breaches can be. A good example would be the 2014 breach that compromised 1.2 billion usernames and passwords, and 500 million emails. This breach was uncovered by Hold Security, an information security firm from Milwaukee, and it turns…

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5 Technology Security Tips

Since 2014, data breaches have been a staple for news coverage, with giant corporations such as Target and Home Depot being victims of cybercrime. These companies have invested considerable sums of money into security, which goes to show the tenacity and determination of cybercriminals. But small to medium sized businesses are also in the crosshairs,…

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How to Get Your Merchant Account Application Approved

So you’ve browsed through dozens of merchant account offers, and you’ve finally narrowed the list down to a handful that have the best features for the best price. The next step is to apply for one of those accounts and to make sure that your application is approved. Why is there an application process for…

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How Blockchain can Lower Theft Losses for your Business

The holidays are an exciting, and sometimes chaotic time of the year, where money changes hands, and bags chock full of products are everywhere. It’s part of what makes Christmas great. Unfortunately, it’s also what makes the holiday season a prime target for thieves. Both buyers and businesses suffer theft losses during this season. For…

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The Top Benefits of Accepting Credit Cards

Credit cards have an obvious advantage for buyers. They allow consumers to purchase goods and services even when they don’t have cash in hand. But what benefits do they offer from a business perspective? Let’s explore a few possibilities: Enable faster transactions In cash transactions, the merchant has to receive the money, work out the…

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