Credit Card Processing
Say Yes to Credit Card Payments, and Say Yes to Improved Cash Flow
You’ve closed the sale–but that doesn’t mean that you have the cash. Why? Your money could be stuck in late payments, forgotten instalments, and checks ‘in the mail’. This means that when you get those payments that do eventually come through, they can sometimes immediately get swallowed up in expenses. These can include delivery rates,…
Read MoreWhat to Look for in Credit Card Processing for Small Businesses
Shoppers and customers may be shocked to learn that nearly 55% of small businesses in the United States don’t accept credit card payments. This can impact customer behavior and also cause frustration and disappointment in consumers. Many small business owners shy away from offering this facility because they feel that credit card processing charges could…
Read MoreQuick Guide to Credit Card Processing
What exactly goes on behind the scenes when you swipe? It’s not crucial information for customers, but it’s something business owners need to know–especially if you don’t accept credit cards. You may have heard accepting cards will boost overall sales, and it will increase individual customer spending too. So the main reason you might be…
Read MoreWhat is the Purpose of a Chargeback?
It’s a term that can send shivers down the average retailer’s mind. It can be just a few dollars per charge, but it can quickly pile up, and it can do permanent damage to your business. But what is it? A chargeback is a process by which a cardholder can try to cancel a sale…
Read MoreWhat are EMV Cards?
At a glance, credit cards and debit cards look similar. But their function is quite different. Debit cards pull cash directly from your bank account. Credit cards run a ‘tab’ up to a given limit, and you repay your tab at the end of your credit cycle. Debit cards are usually inserted into an ATM…
Read MoreHow Do I Get Started Accepting Credit Cards?
Whether you’ve just set up or you want to modernize your small business, accepting credit card payments can play a major role in your business’s sustainability and growth. According to a 2017-18 study conducted by the American Banking Association, there are more than 300 million credit card holders in the US. Additionally, a 2016 Gallup…
Read MoreGrow your Customer Base by Accepting Credit Card and Debit Card Payments
As a customer, if you’ve been told at the checkout point that you can pay only by cash or check, you know the feeling. Apart from the annoyance of having wasted time and effort on shopping for stuff you couldn’t pay for, this particular store or service runs the risk of being crossed off your…
Read MoreCredit Card Processing for your Small Home Business
A lot more Americans are working from home, and their reasons differ. Some do it for better work-life balance. They want more freedom and flexibility, so they can follow their passion. Others may have lost their source of income involuntarily or felt burned out at their corporate job, so they’re seeking a low-cost way to…
Read MoreWhy Accepting Credit Card Payments can Increase Your Business
In the movies, people typically only pay cash when they’re on the run and they don’t want to leave a trail. In real life, customers are increasingly moving towards credit cards. These days, even teens and tweens have their own cards, so they get into the swiping lifestyle early. Some parents use it a technique…
Read MoreWhat You Need to Know about PCI Compliance
If you’ve spent any time online, you’ve probably heard about identity theft, phishing, skimming, and other credit card scams. It’s something we all vaguely worry about, but most of us gloss over it as we continue to use our credit cards. And although it’s a valid concern, we’ve learned to live with it, because we’re…
Read More