Merchant Accounts

What does an Independent Sales Organization do for Businesses?

An independent sales organizations (or ISO) provides merchant account services to businesses so that those businesses can accept credit cards from their customers. Customers expect eCommerce payment options, whether they’re stuck at home or out on the go making purchases from their mobile devices. People want to be able to use their preferred payment method…

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What to Look for in a Merchant Application

If you run a business that has an online component, you can select a merchant application that will give you a deal on fees and provide all of the services that you need to process your customers’ credit card payments. Not all merchant account providers offer all services so it’s important to shop around for…

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A Guide to COVID-19 and Online Shopping Behavior

With the restrictions to our interactions that have come about as a result of the coronavirus pandemic, many people have had to turn to online shopping for all their products and services. This can include everything from clothes to groceries to various services. As our world becomes more interconnected, the demand for high-volume merchant accounts…

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Confused About Credit Card Processing and Merchant Accounts?

Language is an interesting thing. It enables us to communicate abstract concepts, but it can also be utterly confusing. For example, when an industry expert starts dropping jargon, you may end up feeling lost, even though you know exactly what they’re talking about. This is often the case in the credit card space. You know…

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I’d Like to Accept Credit Card Payments – what Do I Need?

For many businesses, the choice to accept credit cards can seem like a hurdle. Some small business owners worry about the perceived expense, hassle, or drama involved. In reality, accepting credit cards is often a simple process that takes just a few minutes, and, with the right merchant account provider, approval could take less than…

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How Do I Set Up a Merchant Account?

The nature of your business will determine whether you want point of sale terminal in your store; a shopping basket for your online store; or a mobile card reader on your smartphone. Some merchant account providers offer free terminals, free card readers, or free software that you can use to process credit card payments. If…

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How to Set Up a Merchant Account

When Western Union first began issuing metal plates called “cards” to their employees in 1914 in lieu of salary payments in cash, little did they foresee an era where a swipe or dip could purchase almost anything you need. This was a “closed” system where card-holders could only shop at company-owned stores. In 1946, a…

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Accept All Forms of Electronic Payments with a Merchant Account

If you run a traditional brick-and-mortar business, the online world can seem a little daunting. And yet the simple step of accepting online payments could significantly increase your sales volume. And you wouldn’t even need more staff. (Well, actually, you might need more staff to keep up with your increased business size–but not to accept…

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5 Benefits of Signing Up for a Merchant Account

A merchant account is a particular type of bank account that enables businesses to accept credit cards and other payment types. Opening a Merchant Account The most convenient way to open a merchant account is with the help of a payment service provider (PSP) that offers several different options. These include payment through different currencies…

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