Merchant Accounts

Which is the Best Payment Gateway for Me?

A payment gateway is used to validate the credit card details of a customer in a secure manner. It is considered the equivalent of a point of sale terminal in a brick and mortar store, except that it’s for online transactions. The gateway will pass the customer’s financial information from the Internet to the banking…

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Accepting Credit Card Payments for Your Small Business

A merchant account is the cornerstone of card processing. It is a kind of bank account which handles funds transferred through debit and credit cards. Opening a merchant account through a payment processing service If you cannot open a merchant account for any reason, you may still have options at your disposal. Independent credit card…

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You’re Approved For a Merchant Account. Now What?

As a business owner, you’re probably familiar with merchant accounts. They allow your customers to pay you by credit card. Some payment processors also include the acceptance of cash, checks, ACH, and e-checks as part of their services. Some payment processors make it quite challenging to get your merchant account approved. They charge you an…

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What To Expect When You Apply For a Merchant Account

Here’s What To Expect When You Apply For a Merchant Account If you’ve decided to tap into the credit card market, you’re probably ready to open your first merchant account. However, you’re not sure of the process or what to expect. You might be wondering about the required paperwork and the duration of the process.…

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What are all the Costs of Accepting Credit Card Payments?

Credit card fees have an almost labyrinthine nature, with many business owners having a hard time with understanding where they start and where they end. However, this does not mean that they are completely obscure. After all, businesses that process credit cards pay them regularly. The important thing to remember is that the fees typically…

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The Benefits of Accepting Credit Card Payments

Today almost 60% of US consumers prefer to use credit cards for their payments instead of cash, according to the Federal Reserve. However, despite this, around 55% of US small businesses do not accept credit cards. The question is why? Even though processing credit cards has a lot of obvious benefits, business owners can be…

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How to Begin Credit Card Processing for Small Businesses

Beginning with the introduction of the first credit card in 1950, shopping became more convenient and cash started to decline in popularity. Of course, in those early days, the credit card system was fairly rudimentary, but today, thanks to many technological advancements in finance, electrical engineering, and the digital space, credit cards have become ubiquitous.…

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The Benefits of Opening a Merchant Account

Cash is an increasingly less popular method of payment for many customers, and checks take a relatively long time to cash in, while coming with the added risk of bouncing. Credit and debit cards on the other hand are growing in popularity. For businesses, a merchant account becomes essential if they want to keep their…

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What’s the Best Merchant Account for a Small Business?

If you want to get a merchant account service, you have several options at your disposal. It’s important to understand these options and what they mean, since not all merchant account services are created equal – some are better priced, some have more features, and some manage to provide both. In this article, we’re going…

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How will a Merchant Account benefit my Small Business?

First and foremost, opening a merchant account means that you are giving your customers what they want; multiple payment options! When you give your customers the additional options of paying by credit or debit card, your sales will grow by leaps and bounds. More and more customers are choosing cashless payments! As if an increase…

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