Merchant Accounts

The Difference Between a Merchant Account and a Payment Gateway

Accepting online payments can be the next step in growing your business. However, setting everything up might be a little confusing, especially if you are just launching your first online store. If you’ve done some preliminary research on the matter, you may have run into terms such as merchant account and payment gateway. Since these…

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Merchant Accounts for Small Businesses

You Own a Small Business – Can a Merchant Account Provider Provide You With What You Need? Check and cash usage is dropping, while online and card payments are on the rise. To harness this, a small business must have access to a merchant account, which will allow you to receive payments in a variety…

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How to Accept Credit Cards Online, In-Store or Anywhere

Starting to accept credit cards can be a daunting process for some business owners, but it’s actually a fairly straightforward transition. There are many payment processors to choose from, each with their own rates, features and modes of doing business. Obviously you want to choose the company that offers the lowest rate, lowest fees, and…

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How to Make Payments Easier for Your Online Customers

The main component of a healthy online conversion rate is a streamlined payment process. A problem right at the end of the sales funnel can invalidate all of the previous marketing efforts. As such, the checkout page of your site deserves a lot of attention, because this is where the clients are willing to share…

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Protecting Your Business from Chargeback Fraud

Giving cardholders the ability to initiate chargebacks is a banking policy that is intended to protect customers. It allows a customer to get a bank-initiated refund in case they did not receive an adequate product or service when purchasing with a credit card. It is also meant to protect against identity theft, and the financial…

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How to Get Your Merchant Account Application Approved

So you’ve browsed through dozens of merchant account offers, and you’ve finally narrowed the list down to a handful that have the best features for the best price. The next step is to apply for one of those accounts and to make sure that your application is approved. Why is there an application process for…

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How to Choose a Merchant Service Provider

Picking a merchant service provider will allow you to begin accepting credit cards for your brick and mortar or online store. This can be a great way to bring in more customers, who prefer to make payments using cards, especially online. However, there are many options to choose from when it comes to merchant service…

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The Cost of Accepting Credit Cards

Are you worried about the cost of accepting credit cards for your online business? Managing costs for any business owner is key to ensuring that your business remains profitable. Accepting credit card payments for purchases made online from your website is a must if you want your business to succeed. Customers want ease of payment,…

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Accepting Credit Cards Generates More Sales

We all know credit cards are convenient for consumers. They help buyers feel safer because they don’t have to carry cash. They’re lighter and more portable than walking around with large wads of money, and when you do need physical cash, you can get it instantly from ATMS all over the world. And cards benefit…

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Why Merchant Accounts are Essential

The reason for opening a merchant account for your business extends beyond the acceptance of payment by credit or debit cards, but that in itself is an excellent reason to start with. Customers want to have payment options and are no longer willing to pay with cash. Check payments carry a risk for you as…

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