Merchant Accounts

What Else Can a Merchant Account Do?

A merchant account offers you much more than just the benefit of accepting credit and debit card payments. Utilize you merchant account to the full by incorporating the other value-added services merchant card service providers offer. Merchant card service providers can integrate your payment system with your accounting system via software. This integration immediately allocates…

Read More

How to Choose the Right Credit Card Terminal

As a business, you have four main ways to accept credit card payments: Swipe slots attached to your cashier’s till Portable electronic keypads Mobile phone software Payment portals on your website Depending on the kind of business you run, you can pick and choose, or you can simply sign up for all of them. But…

Read More

Why do I Need to Apply to get a Merchant Account?

As a business person with a commercial online presence, you need a merchant account. It allows you to accept payments on your website, so that customers can buy from you directly. There are various situations where this is necessary. For example, if your clients are overseas, web purchases might be the only way they can…

Read More

Getting a Merchant Account for a Seasonal Business

My business is seasonal – does this play a role in my merchant account application acceptance? Some businesses do not operate year-round and only open their doors during certain seasons. Some businesses that do run throughout the year have certain times and seasons when they are in higher demand or have smaller branch-off businesses for…

Read More

What Equipment do I Need to Open a Merchant Account?

Opening a merchant card service account has little to do with what equipment you have initially, and more to do with what type of business you run, your customer base and your market risk standing. As with any long-term service, you will complete an application form that will include certain relevant information and will be…

Read More

What do I Need to Know Before Opening a Merchant Account?

Modern business has a slightly different approach than its traditional cousin. The guiding principle remains constant: you sell goods and services, preferably for profit. But the mode of payment has shifted a little. In addition to cash and kind, consumers can now pay using checks, credit cards, and debit cards. And cards need more processing…

Read More

What is a Merchant Account Service and Why Should I Use it?

A merchant account service offers merchants, or businesses, a link between credit card holders and an acceptor, a bank, who in turn links all the aforementioned to payment brands, or credit card providers like American Express, Discover, MasterCard and Visa. This process is all controlled by strict agreements and regulated by laws and compliance regulations…

Read More

What is a Payment Gateway?

What is a payment gateway, and why does an online store need one? A payment gateway is a secure service provided by a merchant card processing service that allows your online shop to accept credit card payments via your website. This will almost certainly increase your sales because the software runs 24 hours a day…

Read More