Can I Accept Credit Cards on a Smartphone?

The ability to accept credit cards using a smartphone may be exactly what your business is looking for. Small businesses can use this tool to help them make sales when they go to events or when they do not have a traditional brick and mortar store. This can be a useful tool to expand your business, so it’s helpful to know how it works and to understand some of the security measures that should be present before you start.

The market is crowded with many different options for merchants who want to find the easiest ways to accept credit cards. While the process of accepting a credit card payment on your mobile device is not complicated, there are a few steps to complete first. These include:

Own (or Start) a Business

A mobile credit card payment provider may ask you to show that you have a business before you can sign up. These tools are designed with small businesses in mind so you do not need to have a big business to do it.

Pick a Mobile Device

You must have at least one device that is capable of accessing the Internet that you would like to use. The good news is that accepting credit cards with a mobile phone works on all mobile platforms, so you should not need to get a new one. And since this will work with the devices you probably already own, that means you should not need to carry around anything extra.

Pick a Credit Card Processing Company

You will need to pick the company that will process the credit cards for you. The right merchant account provider will offer low cost assurance and provide military-grade encryption.

Secure the Device

Always make sure that your device will be secure. You are taking financial information from your customers and you do not want the data to be stolen or taken from off your phone. The latest updates should be downloaded for your operating system, and the phone should require a password or similar method in order to be accessed.

Start Accepting Payments

With the right merchant account provider, you’ll get the software you need for no extra charge, and then you’ll be ready to go. You can start advertising that you utilize these services and that you can accept payments no matter where you go!

The Takeaway

To find out more information about accepting credit cards on a smartphone, or to sign up for a merchant account, you can visit or call (888) 924-2743. No matter what you sell or how you sell it, can help your business succeed and grow.

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