PCI Compliance Helps with Fraud Prevention

If you spend any amount of time online, you’re probably vaguely concerned about phishers and hackers. And if your online time includes credit card transactions, then you have the added worry of identity theft. It’s one of those things we’ve apparently just learned to live with, the same way that most of us don’t panic…

Read More

What is a QR code and what is it for?

You’ve probably seen plenty of QR codes, even if you didn’t know that’s what it was. It’s a type of 2-dimensional bar code that looks a bit like a box with squiggles in it. QR stands for Quick Response, and QR codes were first used in Japan, back in 1994. Toyota used them to keep…

Read More

Wondering What an ACH Payment is?

ACH has touched your life in many ways and you may not have known it. With an ACH transfer, you don’t need to wait for that check in the mail, stand in line to pay your bills. You can easily receive payments from vendors and suppliers, and you don’t need to make a trip to…

Read More

What Are Interchange Fees?

If you’ve heard the word “interchange” but haven’t been able to discover exactly what it is, then this article will help. Business owners may not have all the information that they need about all the aspects of credit card processing. They may feel bewildered about the jargon used by those in the business and may…

Read More

What Roles are Played in Credit Card Processing?

“Calm on the surface but paddling like the dickens underneath!” is how Michael Caine described ducks in a pond. It’s also a good analogy for what happens when a customer swipes a credit card. There are many key players in the process, and as a cardholder or customer it may not be crucial to have…

Read More

60% of US Consumers Use Cards vs. Cash – Here’s Why

When Frank McNamara first invented the modern credit card, he clearly had a vision. But it’s unlikely they expected it to replace cash. It’s not quite there yet, but it’s certainly getting closer, now that 3 out of 5 consumers would rather swipe. Every user has their reasons for preferring credit cards, and a lot…

Read More

Accepting Credit Card Payments is Essential to the Success of Your Small Business

When starting out in business, owners often want the simplest and cheapest systems they can find. So they’ll accept only cash payments and avoid outsourcing essential services. Ironically, these cost-saving measures might keep those businesses small forever. Since they’re not thinking big, they’re limiting their potential income, so they won’t have the scope or funds…

Read More

Why Your Growing Business Should Accept Credit Card Payments

Avoid growing pains by adopting the right credit card acceptance strategy. A recent study showed that approximately 83% of small business owners expect to expand in 2019. The payment landscape has changed dramatically over the last few years and has managed to keep pace with the tech boom. Accordingly, most small business owners today are…

Read More