Archive for October 2019

Credit Card Processing for Your Hair and Nail Salon

Credit card processing is essential for your hair and nail salon. This is especially true if yours is a new business startup. Here’s why: you’re the new kid on the block so you have to be ready to compete with established businesses. It’s likely that those businesses accept credit card payments as a convenience for…

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The Credit Card Payment Process – a Brief Guide

People often prefer to pay by credit card, instead of using cash or signing checks. It’s quick, convenient, and has lots of other benefits. For the ordinary consumer, it’s usually as simple as swiping their card and signing the receipt. Sometimes, they don’t even need a signature. But what happens in the background while that…

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Different Credit Card Transaction Types Explained

Sometimes, getting into someone else’s shoes provides a clearer perspective. This especially applies in business, where looking at things through the customers’ eyes can be vastly different from the business’s point of view. Credit card transactions are a good demonstration of this principle. Consumer’s simply swipe or type and don’t necessarily give much thought to…

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How to Ensure the Safety of Your Customers’ Data

You hear a lot about data security, but what does it actually mean? There are different issues to deal with, and one of those is credit card fraud. This is when someone pretends to be the cardholder, and then uses the cardholder’s credit card information to pay for various purchases, leaving the cardholder stuck with…

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Confused About Credit Card Processing and Merchant Accounts?

Language is an interesting thing. It enables us to communicate abstract concepts, but it can also be utterly confusing. For example, when an industry expert starts dropping jargon, you may end up feeling lost, even though you know exactly what they’re talking about. This is often the case in the credit card space. You know…

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Credit Card Processing for Your Cake Shop

Do you take credit cards for payment in your cake shop? If you don’t, you are missing out on the potential business of 80% of consumers. You want to make it as easy as possible for people to spend money on what you bake. It doesn’t matter that you only process a small number of…

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Should I Still Accept Checks as a Payment Option?

Yes, accepting checks as a payment option is still a good idea for most businesses. You opened your merchant account so your business could accept payment by credit card. Without that ability, your business can’t stay competitive in today’s business environment. Accepting credit cards typically increases revenues from 50% up to 500%, so it’s a…

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How Do I Choose the Right POS System for My Business?

When starting a business, getting paid is often the priority. But you may get stuck on exactly how you’ll receive customer payments. At first, the most obvious options might be cash or check. This means you might benefit from some kind of cash register, and a system for verifying ID when customers pay by check.…

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What is EMV and Is It Necessary?

The EMV chip is the latest global standard in card payment security. The name EMV was formed as an acronym of the three-card payment companies that created the system. These are Europay, Mastercard and Visa. While many other card payment companies have come on board and are using the system, the name EMV is universally…

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