Secure Payment Processing

How to Protect Your Business from Credit Card Fraud

The idea of card fraud is frightening, both for businesses and customers. But with swiping becoming a standard part of life, there are more mechanisms in place to protect us. Let’s look at some tactics we can use to keep our cards and our money safe. Double-check encryption levels The form of credit card fraud…

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Does My Business Meet PCI Standards?

When people say PCI, they’re usually referring to one of two things. They either mean the Payment Card Industry DSS (Digital Security Standards), or the PCI Council, which is the regulatory body that developed those standards. This council isn’t a punitive authority. It doesn’t issue any actual certificates, and it doesn’t fine you if you…

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Why are EMV Credit Cards More Secure?

If you are still stuck on magnetic strip credit cards, it’s time to move on. Not because you are out of date (although you are), but because fraudsters and identity thieves just love magnetic strip credit cards and magnetic strip debit. They have learned how to skim magnetic strip cards in seconds without anyone seeing…

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How Does the PCI DSS Work?

Before looking at how PCI DSS works, it’s helpful understand what it is. PCI DSS, or Payment Card Industry Data Security Standard, is an ever-evolving set of technical standards that was launched in 2006. Improvements, updates and milestones are ongoing, and 2018 has seen a number of mew requirements being implemented. The aim is to…

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A Short Guide to Online Security for Credit Card Payments

You’ve probably heard some scary stories about phishing scams and identity theft. While it’s possible for someone to access your account through your credit card details, it’s just as possible to protect yourself (and your clients). First, common sense. Don’t share photos of your credit card, because it’s easy for somebody to zoom in and…

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SSL and PCI Compliance Explained

Online security measures are essential for businesses that accept card payments either online or in store. SSL certificates and the PCI standards are two of the main security options when dealing with card payments. What is SSL? SSL stands for Secure Socket Layer, a standard security technology that establishes an encrypted link between a server…

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Assuring Customers That Their Data is Safe

The modern American is all too familiar with the concept of credit card fraud, but they still can’t live without their credit cards. It’s too deeply ensconced in their lives. So rather than focusing their security efforts on their cards, they keep a closer eye on the spaces where they do their shopping. The savvy…

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Still Believe Cash is King?

Are you struggling to decide whether to remain cash-only or start accepting credit card payments? By accepting credit card payments, whether online or in-store, your business stands to gain unimaginable rewards. Why businesses choose not to accept credit card payments One of the greatest fears of accepting card payments is the financial responsibility and security…

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PCI Compliance for Your Business – What to Know

Depending on where Google has led you in your searches on this topic, you might be looking at 6 principles of PCI, or 12 recommendations for PCI. They refer to the same thing – and it’s actually six concepts sub-divided into twelve action points. These requirements were designated by the Payment Card Industry Council, and…

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5 Things to Consider When Getting a Merchant Account

How do you pick a suitable merchant account provider for your business? Here are some tips. Type of business Is your business service-oriented? Do you go to customers or do they come to you? If you have to accept payment in the field, you should consider mobile apps or electronic keypads. These allow the customer…

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