Charge.com offers the best FREE* credit card processing terminals as well as web-based Virtual Terminals for new and established brick-and-mortar businesses. Our secure credit card processing solutions enable business owners to process credit card payments easily and affordably.
Learn more about Charge.com retail merchant account services: Retail Credit Card Processing
Charge.com offers state-of-the-art merchant account solutions for Internet merchants of all sizes. Our FREE* secure credit card processing software enables merchants to accept credit cards instantly over a website in real-time. Processing credit cards online will become a swift and accurate undertaking. Helping you avoid unnecessary hassles through unrivaled services and customer support is a top priority for us. Internet merchants also receive our web-based Virtual Terminal for manual card processing.
Learn more about Charge.com merchant account services: Internet Merchant Account
Does your business accept credit card orders over the phone, by mail or by fax? If so, our FREE* Virtual Terminal is the perfect solution. It will turn any computer with Internet access into a web-based credit card terminal. Accept credit cards with ease — it’s your right as a business in the 21st century. With our terminal, all you have to do is type in your customers’ credit card information and click Submit — the transaction is processed instantly.
Learn more about mail & phone order credit card processing: Mail & Phone Order Merchant Account
Do you conduct business on the road or have a need to regularly process credit card payments when you are at your customers’ location? Perhaps you have to process payments at trade shows? Our mobile credit card processing can do a great job of streamlining your billing process and boosting your cash flow. Our mobile solutions include wireless credit card terminals and our FREE* web-based Virtual Terminal.
Learn about wireless credit card processing services: Mobile & Wireless Credit Card Processing
Not all credit card processing services offer high-quality professional processing capabilities. Many so-called merchant account providers do not give their clients a dedicated merchant account, but rather conduct credit card processing services and transactions using their own merchant account. This type of service may seem without drawbacks at first, but that is certainly not the case when a business is serious about accepting credit cards.
Wondering about services for high risk credit card processing? We can help. Let us provide you with your own merchant account — one that is secure, makes sense, and is cost-effective. There’s no reason to cut corners on something so important, especially when quality services are affordably priced.
Learn about third party merchant account services: Third Party Merchant Accounts



Celebrating Our 18th Year as the #1 Credit Card Processor.

Our Rave Reviews:
"Phenomenal! I was stuck: customers were coming to my ecommerce web site, but I was having trouble finding an affordable merchant account that could handle my normal level of business, and still work with us as we scaled-up. Charge.com was extremely quick...my sales are ramping-up well as a result. Happy customers, and an even happier merchant! Thanks for your great support and for the daily contact as we neared the finish line of going online. Charge.com gets my 5-Stars."
-Mark Effinger
ExitPath | Vancouver, WA
"I was hesitant to accept credit cards because I thought it would cost a lot. Some companies were charging more than $300 for the processing software. When I found out that Charge.Com offers free credit card payment processing software, I jumped on it. Now, my sales are up over 400% as compared to last month. You guys are awesome!"
-Michael Berkowitz
Bravo Rewards | Cherry Hill, New Jersey
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