Third-Party Credit Card Processors


Are you starting a new online business? You should know that one of the most important things in online business is, well, to be able to accept payments online. And for that you’ll need third-party credit card processors. A payment processor is a third party between you and your customer that helps you process credit card payments safely and successfully.

There are a lot of different types of third-party payment processors. Some offer amazing merchant services, while others are inconsistent and flawed. It’s important that you pick the right one for your business! And luckily for you, is a professional merchant service provider, which eliminates the need to work with any third-party credit card processors!

If you want to learn more about’s merchant account services, give us a call at 1-888-924-2743 or contact us online now!

How Do I Choose the Right Credit Card Processor?

Watch out for hidden fees! Sometimes third-party credit card processing companies can be deceiving. When a fee seems too good to be true, that’s because it is not real, and there are other hidden fees they’re not telling you about. Payment gateways/processors are plentiful and there is a lot of competition, so prices are low. Make sure you do your research and hire only the best merchant service provider.

How Do I Quickly Access My Funds?

Just few years ago your money could be frozen in your own account for inspection of suspicious activities by payment gateways. You would not be allowed access to your own money for weeks. However, this is not the case now. Even in certain cases for anti-fraud response and inspections, things are carried out without locking your account. Work with payment processors that provide quick access to your funds, especially if you’re a small business.

How Secure is a Third-Party Payment Processor?

It is very important that your payment processor provides you data security. It should not be your job to keep track of that! It’s expensive to install a personal fraud detecting system, so what you need to do is work with highly secure payment gateway integration service providers.

Third-party processors typically charge much higher discount rates and transaction fees. The third-party processor has a merchant account that has its own fees that the processor has to pay, and the processor must then mark these fees up substantially to make a profit.

How Do I Establish My Own Merchant Account?

You have no need for third-party merchant accounts when you get your own, real merchant account with Our merchant payment services are perfect for businesses conducting internet, mail-order, and phone-order transactions — the discount rate for credit card processing is 1.79%, and the transaction fee is 15 cents per transaction.

Third-party processors typically charge more than twice that amount, charging a discount rate of 5% or more, and 50 cents per transaction. The processing costs with third-party processors are typically astronomical. Pay less by processing transactions through your own merchant services account with!

Take control of your own money and finances! Get a real merchant account services with by calling 1-888-924-2743 or contacting our team online now.



Third Party Processors Hold Your Money- We Don't

Third-party processors typically hold your money for a long time before paying you the money that YOU EARNED. The typical wait time is between 2 and 4 weeks! When you have your own merchant account with, you will get your money in only 2 to 3 days


Keep a Third Party Off Your Billing Statements

When third-party processors process credit cards, the third-party processor’s name appears on the credit card statement along with the merchant’s business name. Sometimes, the merchant’s business name might not even appear on their customer’s statement at all. This looks extremely unprofessional for merchants and is bad for business. When you have your own merchant account with, only your business name will appear on your customers’ statement, not ours.


Third Parties Aren't Typically FDIC Insured - We Are

When third-party processors hold funds, they are typically not FDIC insured. That means that if the processor goes out of business, it is unlikely the merchants will ever be able to recover the funds that were being held. When you get a real credit card merchant account with, your merchant account is issued by Wells Fargo Bank and it is FDIC insured.