Credit Card Machines

A credit card machine is a device or software that allows a merchant the ability to process credit cards.  It interacts with credit cards to transfer funds electronically from the card holder’s account to the merchants account.  A physical terminal allows the user to swipe a credit card which is then authenticated, funds verified and then initiates a transfer of funds which then take a day or two to reach the merchants bank account.  Online, a “Virtual Terminal” is used for the same purpose but the transaction is handled through software using a secure, encrypted process.   

Merchant service providers like Charge.com provide either physical credit card swipe machines or virtual terminals for a small monthly fee.  These machines are typically sold or leased to merchants. 

Some credit card terminals operate in conjunction with a POS system like a cash register and some are designed for mobile applications that attach to either a phone or a tablet.  Charge.com offers merchants numerous options to meet the specific requirements of the merchants.  A list of Credit Card Terminals can be found at the following link.

Credit Card Machines