If you already have an established online business you may feel that you have all the software you need. You have an internet connection, a website that is designed for online retail and a computer. If you are looking at incorporating credit and debit card payments into your online payment options that is a very wise decision because that is what customers want. You will typically see a very large increase in sales.
To incorporate credit and debit card payments into your checkout option, you will have to acquire the services of a merchant card processing service provider. They will provide you with all the software that you need to integrate card payments into your shopping cart and checkout option. There are many service providers, but make sure that you choose one who suits your business best: one who will not only be a service provider, but a business partner with your best interests at heart.
What to look for in a merchant processing service provider
Look for reliability, a long standing history in the card payment industry, a company that evolves with changes in technology and security regulations, that already has all the required certifications and accreditations. You want expert telephone support that is available 24/7/365 and you want a company that can advise you about what the best options are for your online business.
Once you have decided on a merchant card processing service provider, a specialist consultant will review your business and make recommendations on what will be best for your business.
Software and processing
Once you have agreed on what is best for your business, the software integration is seamless. It will be integrated with your shopping cart and checkout option. If the customer selects to pay by credit or debit card their cardholder information will automatically be sent through a secure payment gateway where their card details will be immediately approved or declined. Customers can shop any time of the night or day, any day of the week.
You will also have access to a virtual terminal which allows you to login to an online payment portal where you can manually enter the card details for telephone, mail order, or face-to-face orders. Again, the card payment will immediately be approved or declined so there is no risk of bad debts.
For more information about types of Internet processing software or to sign up for a merchant account, please call (888) 924-2743 or go to Charge.com