The population of Minneapolis is just shy of half a million. So while it’s not a small city, it’s not the largest one either. And, like many smaller populations, businesses can sometimes be uneasy about accepting credit cards. They may think that not enough of their customers have credit cards. Or they may believe that accepting cash and checks works fine, so there’s no need to change. Or they might believe that the process of switching over will be too expensive.
Fortunately, businesses in Minneapolis are starting to adapt. As a result, surveys consistently find that the vast majority of American adults have at least one credit card, whether they live in a giant metropolis, a rural area, or anything in between.
Building new habits
Clients find it easier to swipe than to pay in cash or check, both practically and psychologically. Credit cards reduce the ‘pain of paying’ because you don’t feel a physical sense of loss. Your wallet won’t feel lighter, and you won’t physically give anything away (in the form of coins, notes, or checks).
Saving time and money
Credit cards are also faster to process than cash. No counting out your currency, no waiting for change, no calculating the tax at the till. Your clients are in and out in minutes. For you, that’s a good thing, because you serve more customers within a given time slot.
For them, they save time at your business, so they can go do other things. Accepting credit cards also allows customers to track their spending. They can lower their interest rates by paying on time. And if your business has a loyalty program, you can link it to their credit card, so they’ll want to buy from you more often.
So whether you’re selling services or goods in Minneapolis, make the switch to credit cards today. For more information on how credit cards make life easier for Minneapolis clients, or to sign up for a merchant account, please call (888) 924-2743 or go to Charge.com.