Are you still counting out coins whenever your customers purchase your products? If you have not yet made the switch to credit card payments, now is the best time to do so. Consumers are reluctant to carry cash, and virtually everyone prefers to pay using their credit cards these days. What’s more, credit card facilities can also help you make the conversion to offering your goods online. E-commerce is a rapidly growing and highly successful avenue for small businesses and large-scale companies alike.
What do merchant accounts entail?
Merchant account providers enable businesses to accept payments from credit and debit cards. The credit card processing service is quick and convenient for both merchants and customers, taking only a few seconds to complete a transaction from start to finish. With a merchant account, you can receive numerous services and benefits along with your payment processing capabilities. Many merchant accounts offer a secure payment gateway, online payment processing and point of sale systems included in your credit card processing package. Check guarantee and check conversion services, as well as automated clearing house check drafting and payment services are also available from some providers.
Why do you need a merchant account?
If you want to offer your customers the opportunity to make purchases online or with their credit or debit card, you need a merchant account with a leading payment processor. Providing credit card and online payment facilities can boost your reputation and credibility and attract more customers, thereby increasing your sales and income. A merchant account with a trusted provider is a reliable and secure way to accept more payments and grow your business. Being unable to accept credit card payments makes your business look unprofessional.
How to find the right merchant account provider
Choosing the right merchant account provider is key to making the most out of your payment processing. The right merchant account will provide a wide range of packages and services tailored to your business’s unique needs. They will provide the best equipment and software for you to accept payments with, including the point of sale (POS). You should be able to choose from card reading terminals for your brick-and-mortar store, mobile card readers for deliveries or on-the-go sales, and online credit card payment processors too.
Leading merchant account providers should also be able to guarantee a high level of security, with SSL encryption and other security features. The services you choose should match the traffic and volume of your business, with the ability to process your high-traffic times without costing you in the slower, quieter times. Affordability in all areas is important to consider when looking for a merchant account provider – zero application and setup fees and low rates are preferable, of course!
Another feature of a leading merchant account provider that is right for your business is their ability to adapt their service packages as your business grows. With credit card and online payment processing, your business is likely to increase its sales and revenue, and you may want to expand – make sure your payment processor can keep up! For more information on to grow your business with credit card merchant services, or to sign up for a merchant account, please call (888) 924-2743 or go to Charge.com.