It is a fact – Americans love their cars, and they will go to great lengths to keep them on the road. That means bringing them into the automobile repair shop whenever necessary. Shop owners are tasked with doing everything from minor tune-ups to major overhauls, which can keep them trapped under car lifts all day long. This does not leave them much time to devote to other parts of their business like ordering parts, creating invoices, and taking deposits to the bank. Being able to accept credit card payments online would change that, but unfortunately, it is not easy to process online payments for many businesses.
In order to offer their customers credit card payment processing (either online or in-store), a business has to have an online merchant account to run the card information through to collect payment. Such accounts are managed by credit card processing companies who often make it hard for their clients to get the most from their accounts, however. Sometimes the credit card processors label certain industries as being “high risk”, for example, and tell clients with those occupations that they do not qualify for their own merchant account. Instead, the processors tell their clients that they have to share an account as a third party, which can create a whole new set of problems. Now the clients can accept credit cards, but they do not have access to the money collected, and have to wait for their processors to distribute them – which could take weeks. On top of that, the processors will charge their clients exorbitant fees for each transaction that is handled by the account, so the businesses see fewer profits.
Charge.com is a credit card processor that thinks differently. They know that business owners need fast, accurate, merchant credit card processing, and they are here to help. They have an application process that is free, easy, and customers often get approved very quickly. 24-28 hours after opening a new high risk (or low risk) merchant account, a business can begin using it to process payments from their customers. Since Charge.com issues an independent merchant account to each of their clients, the business can collect its funds in real-time – with no third party holds. The rates are also entirely affordable. Clients pay as little as $0.15 for each transaction processed, and as low as 0.25% for card services. Other terrific advantages to partnering with Charge.com include:
- Better security
- FDIC Insured accounts
- Instant transaction approval
- Immediate check verification
- Latest card readers – includes Virtual Terminals capable of taking online orders, processing online payments, sending invoices, and keeping detailed accounting records
- Free set up of technology and software installation
- Free expert technical support available 24/7/365
- Bigger market exposure for small/independent businesses
Most auto repair places have their hands full keeping their customers’ vehicles in performance condition. Dealing with bad payment processing takes the owners away from their work, and that means nobody is getting great service. At Charge.com, they remove processing obstacles from the owners’ paths, so the road ahead is all clear.