If you’ve been on the hunt for a merchant account provider for your business, it’s likely that you’ve run across these two names. Choosing a credit card processing system is a big decision for your company. This is why the team at Charge.com wants to walk you through the differences between these two merchant account providers and help you choose the one that’s right for you!
What Businesses Are These Providers Best Suited For?
PaySimple works best with companies that use paper checks and accept credit card MOTO transactions, and companies that are seeking online payment solutions. However, Charge.com works best with all types of businesses. Here’s a list of the business types we love to work with:
- Mail order
- Phone order
- ACH and eChecks
- And more!
Do you see your business on that list? If so, excellent! If not, we’re almost certain that Charge.com can come up with a way to meet your needs, ASAP!
How Easy Is It to Use Their Service?
While it may be in their name, PaySimple is not that simple to use. They have unclear pricing and fees. However, Charge.com prides itself on its accessible user interface and clear instructions. We even assign you your own personal account specialist who will walk you through every step of becoming a credit card merchant. That means any question or confusion you could possibly have will be cleared up by a real Charge.com representative, not a computer or chat system!
What Breadth Services Do They Offer?
PaySimple offers a good amount of services, including the ability to accept payments, streamline billing, and manage customers. However, Charge.com goes above and beyond those services. With each sign-up, we provide free software that lets you accept checks from customers any way you’d like. Whether by fax, phone, internet, or email, you can accept checks wherever you are. We offer internet processing software, electronic keypad terminals, wireless/mobile credit card processing, and more!
How Do the Rates and Fees Differ?
PaySimple costs $49.95/month plus processing fees. Their processing fees start at 2.49% per transaction, PLUS monthly fees. They also charge $0.60+.10% for ACH/eCheck processing. However, at Charge.com, we charge nothing close to these fees. We charge NO merchant account application fee, provide INSTANT approvals, offer discount rates as low as 0.25% and our transaction fees are as low as 15 cents. We have no long-term contract commitment, no cancellation fee, and 24/7 live support to help you with anything you need, when you need it!
Why Should I Choose Charge.com Above the Competition?
In general, Charge.com has lower rates than PaySimple. We’ve been in business for much longer than our competitors, giving us much more experience in the merchant account industry. Companies like PaySimple typically offer a one-size-fits-all solution, while Charge.com wants to work with you and your individual needs. Customization is important to us, which is why you can change each Charge.com plan to get only the services best suited for your business. Our team looks forward to talking with you more about how we can help your business today!
Interested in learning even more about Charge.com? Call us at 1-888-924-2743 or contact us online now!