Millions of people come to North Carolina each year to frolic in the waters off the state’s amazing coastline. They also head inland to take in the sights of Charlotte, the state’s largest city. It is home to numerous bucolic parks, the NASCAR Hall of Fame, and the thrilling rollercoasters of Carowinds. Tourists can view over 1,400 pieces of art at the Bechtler Museum of Modern Art, and learn about what North Carolina has been up to since the Civil War at the Levine Museum of the New South. Visiting families head to Beech Mountain to walk through the magnificent Land of Oz, or hit the waterslides at Ray’s Splash Planet. Tourism puts a lot of money into the local economy, and much of that goes into the bank accounts of local merchants – provided that they have good credit card processing services, that is.
Many Charlottean merchants are suffering from a lack of credit card services, and this could greatly affect their popularity with tourists because they often only carry plastic on their trips. Sometimes the businesses are unable to offer card services because they cannot get an online merchant account with a credit card processing company. These processors routinely deny accounts to merchants that meet their criteria for being “high-risk”. If a processor does agree to engage in high-risk credit card processing for a client, there is usually a heavy price to pay. The merchant might not get a private account, for example. Instead, the processor’s own merchant account will serve as the only one in use and the business will simply be added to it as a third-party user. The processor can hold onto third-party funds in the account for long periods of time before dispersing them, which is very inconvenient, and potentially fatal to the merchant’s trade. Despite the drawbacks to this arrangement, the processor will probably charge the business exorbitant fees for transactions and credit card payment processing, too. This means that the business winds up paying more to get less far later.
Luckily, businesses no longer have to endure this kind of working relationship with their credit card processors. Charge.com is one processing company that believes it is better to work with merchants. The application for a merchant account is free, and there are plenty of high-risk merchant accounts available (low-risk ones, too). In addition, Charge.com clients receive free technology in the form of credit card readers like credit card swipe machines, mobile units, and Virtual Terminals – Web-based terminals that can take customers’ online orders, process payments, send invoices, and keep detailed records for bookkeeping. All of the offered technology comes with free set-up and expert technical support that is reachable 24/7/365. Clients also pay some of the lowest rates in the processing industry. Merchants can pay as little as $.15 for transactions, and as low as 0.25% for credit card processing. Best of all, since the merchant accounts are private, businesses will not have to put up with any third-party holds that prevent them from getting much-needed funds. All transactions will take place in real-time – with instant approval and payment verification. So, Charlotte’s merchants can spend less time worrying about their money, and more time showing visitors the beauty of The Queen City.