eChecks

Are ACH Payments Safe?

Automated Clearing House (ACH) has become a buzzword in the business world. It’s a network that links banks in the US, allowing them to safely and seamlessly transfer money to each other. ACH debits are only processed once or twice a day, but because they’re all done in a single electronic batch, it can significantly…

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Advantages of ACH Processing

The type of business that you run has a big influence on the modes of payment that you may wish to accept. For service industries and delivery-based businesses, cash-on-delivery is an option, but you might not want your staff handling large amounts of cash. It puts them and you at risk. It can be a…

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A Short Guide to Payment Gateways and ACH Payments

When you first start ecommerce research, It’s easy to get confused. Yes, the information is readily available, but sometimes, it’s puzzling, technical, and even contradictory. For example, you probably know you need a merchant account so that you can accept credit cards from your customers. But then you start to hear about networks, gateways, clearing…

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Do You Really Need a Merchant Account?

If you sell any product or service and if you want your business to flourish, a merchant account is practically mandatory. But what exactly is a merchant account? It is a type of banking account that allows businesses to accept predominantly debit and credit card payments. A merchant account opened is under an agreement between…

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ACH vs. eChecks: What’s the Difference?

The terms ACH and eChecks are used synonymously, and there is only a minor difference between the two. To better understand this difference, consider the definitions of each term. What are eChecks and ACH? ACH, or Automatic Clearing House, is the process of the electronic moving of funds between bank accounts. It is a type…

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