Merchant Accounts

Merchant Account vs Payment Gateway Explained

If you are confused by all the terms bandied about around accepting credit card payments you are not alone. Many small business owners feel intimidated by all the names and technical terms used in the card payment industry and are not sure if they can keep pace with it all. That is why choosing a…

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Getting a Merchant Account for a Small Start-up Business

You might wonder what qualifies your business to have a merchant account. Maybe you think your business is too small for a third party payment processor. In reality, any business that accepts card payments needs a payment processor. It’s impossible to receive payments without one. Also, most card networks use the Visa merchant classification. This…

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Here’s Why a Merchant Account Will Benefit Your Business

You have probably heard about merchant processing accounts, but perhaps you are not sure how one will benefit your business. Before we look at the benefits, let’s understand what a merchant processing account is. Simply stated, a merchant processing account allows a business to accept payments by credit and debit card for goods or services.…

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How Can I Make It Easier For My Customers To Pay?

Today people are accustomed to convenience and quick results, and so that is what your customers are expecting. No matter what type of business you run, you can make payment options easier for your customers; if you still think cash is king you might be surprised to learn how much things have changed. Few people…

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It is Easy To Set Up a Merchant Account!

It’s always a good idea to set up an independent merchant account in your business name or your DBA. It’s professional and more credible, and generally comes with better rates and superior customer service. Setting up the account is easy. The tricky part is selecting the right merchant processor. You want a company that has…

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Accept Credit and Debit Cards Online

Accepting card payments online can be a great boon for your business, especially if you operate in e-commerce. In fact, without debit and credit card payments, it’s exceedingly hard and inefficient to run an online business. However, some business owners are weary of the entire process, because it may seem complex or obscure. In this…

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How Does a Merchant Account Work?

If a business wants to accept credit or debit card payments, they will need a merchant account. A merchant account is a specialized type of bank account that exists to hold the funds captured from credit and debit card sales. After a card is swiped for payment, the money is held in a merchant account…

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Which is the Best Payment Gateway for Me?

A payment gateway is used to validate the credit card details of a customer in a secure manner. It is considered the equivalent of a point of sale terminal in a brick and mortar store, except that it’s for online transactions. The gateway will pass the customer’s financial information from the Internet to the banking…

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Accepting Credit Card Payments for Your Small Business

A merchant account is the cornerstone of card processing. It is a kind of bank account which handles funds transferred through debit and credit cards. Opening a merchant account through a payment processing service If you cannot open a merchant account for any reason, you may still have options at your disposal. Independent credit card…

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You’re Approved For a Merchant Account. Now What?

As a business owner, you’re probably familiar with merchant accounts. They allow your customers to pay you by credit card. Some payment processors also include the acceptance of cash, checks, ACH, and e-checks as part of their services. Some payment processors make it quite challenging to get your merchant account approved. They charge you an…

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