high risk merchant accounts

Protecting Your Business from Chargeback Fraud

Giving cardholders the ability to initiate chargebacks is a banking policy that is intended to protect customers. It allows a customer to get a bank-initiated refund in case they did not receive an adequate product or service when purchasing with a credit card. It is also meant to protect against identity theft, and the financial…

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Getting a Merchant Account with Bad Credit

A few decades back, getting access to credit was quite a challenge. Military veterans could get priority for loans, but most people had a hard time with any bank assistance or financing. Things have changed now, and may issuers offer you credit cards in the mail. You can get a card without even asking for…

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What are Chargeback Fees?

One of the most stressful aspects of accepting card payments is getting a chargeback. This is the technical term for a payment reversal that was not initiated by the merchant. It happens when a customer has paid using a credit or debit card, but for any of a variety of reasons, the bank ‘reverses’ the…

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When Will I Get my Money?

Nowadays, almost everyone shops online, and even those who shop in person prefer to use credit and debit cards instead of cash. For both business owners and customers, there’s an increasing concern about credit card fraud and identity theft, so having a reliable method to process card payments is a crucial part of any business.…

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CHARGE.COM SUPPORTS ALL SIZE BUSINESSES

More and more, customers are choosing to pay with plastic rather than paper money. In the United States, the average customer prefers to pay by credit card or debit card, whether they’re buying a $5 gift card or a $5,000 car. For this reason, businesses of all sizes need a safe, secure, reliable way to…

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