Credit Card Processing

What You (and Your Small Online Business) Need to Know about PCI Compliance Research shows that up to 30% of small business owners are unaware of PCI compliance? Worse still, these people don’t realize that non-compliance can carry penalties! You don’t want to be one of those ill-informed business owners – so read on: What…

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Your Payment Processing Solution and Security

In the ‘real world’ it’s fairly easy – and painful – to discover that you’re dissatisfied with your security arrangements: your home gets robbed. It may mean you left a window open, a door unlocked, or the dog unfed (making that sedated chunk of beef the thief tossed over the fence look extremely tempting). In…

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Fight Fraud With These 3 Credit Card Processing Tips

Online fraud is a business owner’s nightmare. When a customer’s card or identity is stolen, they risk losing their money, but they can talk to their bank and possibly get it sorted out. However, when it’s your business that is being defrauded, it damages your reputation–potentially beyond repair. Future customers may have a hard time…

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Studies Show Credit Cards Increase Spending

Multiple scientific studies have confirmed that customers will spend more when given the option to pay by credit card. In one 2001 study a pair on MIT professors named Duncan Simester and Drazen Prelec ran an auction for Celtics tickets, requiring half of the participants to pay with cash and half with credit cards. On…

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How Does Gateway Payment Processing Work?

A payment gateway is a secure Internet service provided by merchant account providers to accept credit card payments online.  It allows your online shop can accept credit card payments via your website at any time of day when customers place an order. You have no input; just think of how much valuable time that saves…

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How to Accept Payments Online and Grow Your Business

Online business is all about convenience, so if you sell online, including if you have an online store to compliment your face-to-face sales or services, It’s crucial that you offer online payment options. Selling online offers customers the convenience of shopping over the Internet whenever it suits them. But if you don’t accept credit card…

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Choosing a Payment Gateway

Your merchant account provider will usually provide a payment gateway for you as part of your merchant account.  But many merchant account providers will allow you to switch to a different payment gateway if you have special needs, or if you would just prefer a different one.  Here are a few recommendations to keep in…

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Are EMV Cards More Secure Than Traditional Credit Cards?

If you are still hanging on to your magnetic strip card processing system rather than changing over to EMV card processing you might need to rethink your approach. Not only are EMV cards the direction in which card payment technology is evolving to become the norm in time to come, but EMV cards offer greater…

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What is a High-Risk Merchant Account, and Do I Need One?

A high-risk merchant account is a merchant account that allows businesses designated as ‘high-risk’ to accept payment for goods and services by credit or debit card.  Merchant account service providers might attach certain terms and conditions to the account to protect themselves in the event of something untoward happening, but that would depend on the…

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EMV Chip Cards: A Guide for Small Businesses

EMV chipped credit or debit cards offer advanced security and protection from fraud. EMV (an acronym for EuroPay, MasterCard and Visa) refers to a technical standard for microchips used in credit and debit cards, as well as the devices used to read them. Credit card companies developed this global standard to regulate and increase the…

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