| Service | Industry Standard | Charge.com |
| Merchant Account Application Fee | $95-$250 Non-Refundable |
FREE |
| Debit and Credit Card Processing Setup Fee | $49 - $150 | FREE |
| Contract Commitment | 3 years | None |
| Cancellation/Termination Fee | $300 to $1,000 | $0 |
| Checks by Web, Phone, and Fax: Allows you to accept checks via the Internet, phone, or fax. |
$300 | FREE |
| Web Shopping Cart | $300 | FREE |
| Programming Charge | $50-$95 | FREE |
| Discover Setup Fee | $25-$50 | FREE |
| American Express Setup Fee | $25-$50 | FREE |
| Typical Approval Time | 1 - 2 weeks | Instant approvals |
| Customer Support Hours | 8am-8pm Monday-Friday | 24 hours per day 7 days per week |
| Retail Discount Rate (face-to-face sales) | 1.95% | As low as 1% |
| Internet / Mail / Phone Order Discount Rate | 2.95% | As low as 1.79% |
| Transaction Fee | 30-45 cents | As low as 15 cents |